我也不赞成散户炒股/期权/期货, 长线RE, M/F, ETF 方正道

我也不赞成散户炒股/期权/期货, 长线RE, M/F, ETF 方正道

散户炒股/期权/期货 don't have edge compared to MM. LT chance is
Long-term M/F ETF can leverage on MM, market index and time. So it will make $$ in the long run. The key is allocation, allocation, allocation. 10 year+ even dummy can win.

RE is tricky, too many gurus can help here. The key is location, location and location.