能租何必买？

老房子修起来累死了，有时候真烦，看看这一篇，说得有些道理。


Why own when you can rent?
By MP Dunleavey
MSN Money


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Putting your money where your life is

Lately I've found myself doing a new sort of math on the cost of owning a home and whether my financial and life priorities are adding up.

We have about $50,000 sunk into our house (although it wouldn't be doing much better in the market). Our mortgage and taxes come to an affordable $1,350 per month. But that doesn't include the long list of repairs the house requires -- thousands of dollars' worth and counting.

And with a 95-year-old house, the repairs aren't likely to lessen over time. They'll just be different each year.

Money may be tight, but that doesn't mean you have to stop spending altogether. Rather, use these tips to get the most joy for your cash.
This past week, faced with all these expenses, I found myself considering a radical new approach to our lives:

What if we shared the ownership of this old house (and all its repairs) with two or three other families? That would dramatically ease the financial drag of maintaining one big home (buh-bye, American dream). We could rent a small apartment and ditch our car for an occasional car share. Then we could spend our money on seeing the world and doing things (such as visiting friends) instead of on chimneys and deck repairs and paint jobs and transmissions.


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Full text:

http://articles.moneycentral.msn.com/SavingandDebt/LearnToBudget/why-own-when-you-can-rent.aspx?page=2