If you have a mortgage, then calculate your cash flow-
有一房，14万8千，可租一千元一个月，在安全的蓝领地区，房是townhome,5年新，投资房贷款利率是6，Tax $1200/yr
Suppose your closing cost is $6000, then your base would be $154000. Your principal plus mortgage is $923. Tax $100, Insurance $30, Maintenance $50, so your total cost each month is $1100.
You rent for $1000.
You got negative cash flow. I would not buy it.
If you buy with cash, then calculate your cap rate
Tax $100, Insurance $30, Maintenance $50, so your total cost each month is $180.
You rent for $1000. You net $820, or less.
Your cap rate is $820 * 12 / $154000 = 6.4%
I would not buy it.
What is the intrinsic value?
Monthly rent $1000 * 150 = $150000, so you don’t have a great appreciation potential.
So, I would not buy it.
