怎样申请第一张信用卡

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我在美国也消费了6年了，可是当我申请credit card（discover）的时候总说我credit不够，我从来不欠帐，有一个银行的信用卡，也没有任何拖欠。不明白为什么，恳请大家帮我出出主意，谢谢。
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Try your bank first as they are more likely to give you one. If they don't, go to a local bank. Or penfed.org. Or your own federal credit union.

Also try American Express. If you still has problem after all this, might want to ask a friend to put you on his account as a authorized user. You don't need to get an actual card.

sunskitehomes.com/