Often, a lot of people ask a millian-dollar question like "should I buy stock, bond, property, etc.?" God knows who you are? So, the true question to ask is this.
What does money mean to you, number or life?
If $$ still means LIFE to you, you need to work hard to make living. On the other hand, you can gamble your money if $$ is merely a number to you. 决不能本末倒置.