2010-07-09

Lender	CF 30 Years Fixed		CF 15 Years Fixed		CF 10 Years Fixed		(HB)30years		5/1ARM		7/1ARM		(HB)5/1ARM		Jumbo 3/1ARM		No Impound  & Other
	4.500%	4.500%	4.125%	4.125%	3.875%	3.875%	4.750%	4.750%	3.625%	3.625%	3.875%	3.875%	4.000%	4.000%	4.000%	4.000%
	9-Jul	8-Jul	9-Jul	8-Jul	9-Jul	8-Jul	9-Jul	8-Jul	9-Jul	8-Jul	9-Jul	8-Jul	9-Jul	8-Jul	9-Jul	8-Jul
Amtrust	1.238	0.990	1.241	1.177	1.678	1.483	1.196	1.071	1.502	1.439	1.574	1.531	1.193	1.121			N/A
Bay Equity	1.078	0.958	0.983	0.971	0.020		0.776	0.701	0.425	0.525	0.132	0.232	0.116	0.216			0.250
BOA	0.625	0.500	0.750	0.750	1.875	1.875	0.500	0.500	1.000	1.125	1.000	1.125	0.500	0.625
CMG	1.082	0.896	1.257	1.172			0.726	0.582	0.925	1.036	1.288	1.397					0.250
CSLending		1.500		2.000		2.375		1.375		1.125		1.250		0.625			0.250
EverBank	1.207	0.989	1.268	1.325	0.494	0.441	0.963	0.842	1.176	1.182							0.150
First Cal	1.019	0.987	1.238	1.161			0.864	0.813	0.898	0.944	0.849	0.895			0.019	0.016	0.125
Florida	1.359	1.105	1.716	1.631	1.110	1.024	1.271	1.055	1.279	1.390	0.744	1.300
Franklin	1.092	0.882	0.972	0.787	0.310	0.091	1.142	0.926	0.021	0.095	0.138
FremontBank	1.250	1.125	2.000	2.000	0.750	0.750	1.125	1.000	1.125	1.125	1.000	1.000	1.250	1.250
Home Savings	1.296	1.164	1.773	1.649			0.957	0.868	1.100	1.211	0.618	0.727					0.150
Icon	1.125	0.875	1.250	1.125			1.000										0.125
JMAC	1.500	1.250	1.500	1.375			1.250	1.125	1.125	1.250	1.250	1.375	1.250	1.375	0.250	0.250	0.125
Just
MetLife	0.875	0.750	0.875	0.875	1.625	1.500	0.500	0.375	1.500	1.500	1.500	1.500	1.500	1.500
PacificBay	1.500	1.500	2.000	2.000			1.500	1.375	1.125	1.125	1.000	1.000	1.000	1.000			0.250
Pinnacle																	0.150
PMC	1.000	0.875	1.250	1.250			0.875	0.500									0.125
PRMG	1.000	0.875	1.125	1.125	0.500	0.500	0.750	0.750	1.375	1.500	1.500	1.625	1.000	1.125	0.125	0.125	N/A
Provident	0.875	0.875	1.250	1.250	0.125	0.125	0.875	0.875	0.500	0.625	1.125	1.250	0.375	0.500			N/A
Sierra Pacific	1.572	1.607	1.890	1.848	1.055	1.038	1.603	1.682	1.480	1.580	1.200	1.260	1.220	1.390			0.250
Stearns	1.375	0.875	1.875	1.375			1.250	0.750	1.625	1.375	1.625	1.375	1.375	1.375			0.250
U.S Bank	1.367	1.130	1.717	1.541	1.689	1.513	1.236	0.999	1.266	1.284	1.320	1.322	0.350		1.100	1.100	N/A
Wells Fargo	0.869	0.834	1.053	1.068			0.647	0.115	0.142	0.403							N/A