回复 '7grizzly' 的评论 :
The 4% withdrawal rate is based on the same thought, plus inflation adjustment, I believe.
Not sure how much reduction of the pension benefit yet. Therefore, not sure how much extra mileage I have to get out of my own retirement saving account.
I remember you used to post a lot in TZLC. Have not see you for a while. Wish you the best, brother.
陌上花开缓缓行 发表评论于
也刚听到你们州要改革高校pension的规则了。 希望你一切都平安。
7grizzly 发表评论于
$1M in dividend-growth stocks would give you $30K to $50K per year in dividends alone.
You don't have to touch the principle if you can live within that limit. And remember those
dividends grow year over year, which most likely beats inflation.
When the government and the boss cannot be trusted, I turn my trust to the private sector
and into the companies that consistently pay growing dividends.
Just my two cents. $1M was just to illustrate the concept.