奇虎贷款利率-CA, TX, MD, VA,FL, GA, WA - 01月08日星期二

奇虎贷款

奇虎贷款
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SUMMARY：今天（01月08日星期二）开盘时的房贷利率价格和上个工作日相比基本持平。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。


******************************* CALIFORNIA *******************************


(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.125 4.375 4.125 ------ ------
>$453K 4.625 4.125 ------ ------ 4.250 ------
Jumbo 5.000 4.625 ------ ------ 4.375 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 ------ ------
>$453K 4.750 4.375 ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.000 4.125
APR 4.416 3.909 4.291 3.924 4.050 4.176
 
>$453K 4.500 4.125 ------ ------ 4.000 ------
APR 4.532 4.124 ------ ------ 4.041 ------
 
Jumbo 4.750 4.000 ------ ------ 4.000 4.000
APR 4.778 4.067 ------ ------ 4.027 4.037
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 4.625 4.750 4.625 ------ ------
APR 4.928 4.659 4.807 4.674 ------ ------
 
******************************* MARYLAND *******************************

(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.250 4.375
>$453K 5.000 4.625 ------ ------ 4.375 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 ------ ------
>$453K 5.125 4.625 4.875 ------ 4.375 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.000 4.125
APR 4.386 3.858 4.251 3.850 4.021 4.146
 
>$453K 4.750 4.000 ------ ------ 4.000 4.000
APR 4.753 4.023 ------ ------ 4.002 4.013
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 4.625 4.750 4.625 ------ ------
APR 4.897 4.607 4.766 4.600 ------ ------
 
******************************* VIRGINIA *******************************

(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.125 4.375 4.125 ------ ------
>$453K 5.125 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 ------ ------
>$453K 5.250 4.875 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.000 4.125
APR 4.379 3.864 4.256 3.860 4.025 4.150
 
>$453K 4.750 4.000 ------ ------ 4.000 4.000
APR 4.755 4.027 ------ ------ 4.005 4.015
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 4.625 4.750 4.625 ------ ------
APR 4.891 4.614 4.771 4.609 ------ ------
 
******************************* TEXAS *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 ------ ------
>$453K 5.250 4.875 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.500 5.125 5.625 ------ ------ ------
>$453K 5.250 4.875 5.000 ------ 4.625 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.250 3.750 4.000 4.125
APR 4.384 3.821 4.263 3.853 4.051 4.176
 
>$453K 5.000 4.500 4.750 ------ 4.250 4.375
APR 4.997 4.533 4.747 ------ 4.253 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.375 4.625 4.375 ------ ------
APR 4.803 4.466 4.697 4.506 ------ ------
 
******************************* FLORIDA *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.375 4.625 4.375 ------ ------
>$453K 5.625 5.125 5.375 ------ 5.125 5.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.000 4.625 4.875 4.625 ------ ------
>$453K 5.625 5.125 5.375 ------ 5.125 5.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.250 3.750 4.000 4.125
APR 4.393 3.837 4.275 3.876 4.049 4.175
 
>$453K 5.000 4.500 4.750 ------ 4.250 4.375
APR 4.998 4.534 4.747 ------ 4.253 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 4.500 4.750 4.500 ------ ------
APR 4.905 4.589 4.791 4.628 ------ ------
 
******************************* GEORGIA *******************************


(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 ------ ------
>$453K 5.125 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 4.500 4.750 4.500 ------ ------
>$453K 5.375 4.875 5.125 ------ 4.625 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.250 3.750 4.000 4.125
APR 4.408 3.863 4.296 3.914 4.064 4.189
 
>$453K 4.750 4.000 ------ ------ 4.000 4.000
APR 4.762 4.039 ------ ------ 4.011 4.022
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 4.500 4.750 4.500 ------ ------
APR 4.920 4.616 4.811 4.666 ------ ------
 
******************************* WASHINGTON *******************************

(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.250 4.375
>$453K 5.000 4.625 ------ ------ 4.375 4.500
Jumbo 5.000 4.500 ------ ------ 4.250 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 ------ ------
>$453K 5.125 4.625 4.875 ------ 4.375 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.000 4.125
APR 4.386 3.857 4.250 3.848 4.021 4.146
 
>$453K 4.750 4.000 ------ ------ 4.000 4.000
APR 4.752 4.022 ------ ------ 4.002 4.012
 
Jumbo 4.750 4.000 ------ ------ 4.000 4.000
APR 4.747 4.013 ------ ------ 3.997 4.007
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 4.625 4.750 4.625 ------ ------
APR 4.897 4.606 4.765 4.598 ------ ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;

2. Loan-To-Value (LTV):


- - - - - - 3. Primary Residence (except specified);

4. Single Family Residence;

5. Credit score>=740;

6. With Impound/Escrow Account;

7. 30-day lock;


8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300




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