您的位置:
文学城
» 博客
»【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 2021年8月12日星期四
SUMMARY:今天(8月12日星期四)房贷二级市场的利率价格和昨天相比基本持平。目前30年固定的零费用重贷利率仍为2.875%,15年固定仍为2.25%;购房贷款50万左右,30年固定的利率为2.75%,15年固定为2.0% with 0 point, plus closing cost。
奇虎贷款利率查询电话:949-829-3863或888-800-4151。电邮:apply@tigerloans.com。官网网址:www.tigerloans.com/apply-now。
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。
******************************* CALIFORNIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.750 | 2.000 | ------ | ------ | $650K | ------ | 2.375 | ------ | ------ | ------ | ------ | Jumbo | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ | APR | 2.765 | 2.028 | 2.647 | 1.938 | ------ | ------ | | $650K | 3.000 | 2.250 | ------ | ------ | ------ | ------ | APR | 3.032 | 2.272 | ------ | ------ | ------ | ------ | | Jumbo | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | ******************************* MARYLAND ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.750 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ | APR | 2.741 | 1.983 | 2.612 | 1.873 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | ******************************* VIRGINIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.750 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.250 | 2.375 | 3.000 | 2.250 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ | APR | 2.734 | 1.988 | 2.615 | 1.880 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | ******************************* TEXAS ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 2.875 | 2.250 | 2.750 | 2.000 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | ------ | ------ | ------ | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 2.625 | 2.000 | 2.625 | 1.875 | ------ | ------ | APR | 2.660 | 1.977 | 2.607 | 1.943 | ------ | ------ | | $600K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | ******************************* ILLINOIS ******************************* (Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.625 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.000 | 2.375 | 2.750 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ | APR | 2.725 | 1.972 | 2.603 | 1.857 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | ******************************* FLORIDA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.375 | 2.500 | 3.000 | 2.250 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | ------ | ------ | ------ | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 2.750 | 2.000 | 2.625 | 1.875 | ------ | ------ | APR | 2.736 | 1.992 | 2.619 | 1.967 | ------ | ------ | | $600K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | ******************************* GEORGIA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.500 | 2.625 | 3.375 | 2.250 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 2.750 | 2.000 | 2.625 | 1.875 | ------ | ------ | APR | 2.745 | 2.009 | 2.632 | 1.991 | ------ | ------ | | $600K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | ******************************* WASHINGTON ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.750 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | Jumbo | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ | APR | 2.740 | 1.982 | 2.611 | 1.872 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | Jumbo | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | |
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident. H1B, L1, F1 OPT. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。 奇虎贷款NMLS ID: 1169300 |