【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 2022年12月14日星期三

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SUMMARY:今天(2022年12月14日星期三)美房贷二级市场的利率价格和昨天相比基本持平。目前加州30年固定的零费用重贷利率为6.125%,15年固定为5.625%;购房贷款50万左右,30年固定的利率为5.875% with 0 point, plus closing cost (APR 5.928%),15年固定利率为5.25% with 0 point, plus closing cost (APR 5.338%)。

奇虎贷款利率查询电话:949-829-3863或888-800-4151。电邮:apply@tigerloans.com。官网网址:www.tigerloans.com/apply-now

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 6.125 5.625 5.875 5.500 ------ ------
$650K ------ ------ ------ ------ ------ ------
Jumbo ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ 6.125 ------ 6.000 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 5.875 5.250 5.750 5.250 ------ ------
APR 5.928 5.338 5.821 5.348 ------ ------
 
$650K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
Jumbo ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 6.125 5.625 5.875 5.500 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ 6.125 ------ 6.000 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 5.875 5.250 5.750 5.250 ------ ------
APR 5.898 5.289 5.781 5.278 ------ ------
 
$650K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 6.250 5.750 6.000 5.625 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ ------ ------ ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 5.875 5.250 5.750 5.250 ------ ------
APR 5.890 5.294 5.785 5.285 ------ ------
 
$650K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 6.250 5.750 6.000 5.625 ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 5.875 5.250 5.750 5.125 ------ ------
APR 5.883 5.282 5.775 5.225 ------ ------
 
$600K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 6.000 5.375 5.875 5.375 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 6.500 6.000 6.375 6.000 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 5.875 5.250 5.750 5.250 ------ ------
APR 5.880 5.277 5.772 5.261 ------ ------
 
$650K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 6.500 6.000 6.375 6.000 ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 5.875 5.250 5.750 5.250 ------ ------
APR 5.893 5.299 5.789 5.293 ------ ------
 
$600K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 6.375 5.750 6.250 5.750 ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 5.875 5.250 5.750 5.250 ------ ------
APR 5.904 5.317 5.804 5.318 ------ ------
 
$600K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 6.125 5.625 5.875 5.500 ------ ------
$650K ------ ------ ------ ------ ------ ------
Jumbo ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ 6.125 ------ 6.000 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 5.875 5.250 5.750 5.250 ------ ------
APR 5.898 5.288 5.780 5.277 ------ ------
 
$650K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
Jumbo ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。

奇虎贷款NMLS ID: 1169300
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