2010-03-16

Lender	30 Years		15years		(HB)30years		3/1ARM		5/1ARM		7/1ARM		(HB)5/1ARM		Jumbo 3/1ARM		No Impound	25 or 30 lock
	4.875%	4.875%	4.375%	4.375%	5.125%	5.125%	3.500%	3.500%	3.875%	3.875%	4.125%	4.125%	4.000%	4.000%	4.500%	4.500%
	16-Mar	15-Mar	16-Mar	15-Mar	16-Mar	15-Mar	16-Mar	15-Mar	16-Mar	15-Mar	16-Mar	15-Mar	16-Mar	15-Mar	16-Mar	15-Mar
Amtrust	0.886	0.815	1.611	1.632	0.830	0.760			1.405	1.377	0.847	0.860					N/A
Austin Perry	0.750	0.750	1.250	1.250	0.750	0.750			1.250	1.375	0.875	1.000					0.125	0.125
Bay Equity	1.019	0.967	1.475	1.506	0.817	0.761			0.803	0.831	0.158	0.106	0.257	0.287			0.250
BOA	0.875	0.875	1.250	1.250	0.625	0.750			1.625	1.625	1.000	1.125	0.500	0.625
CMG	1.039	0.983	1.692	1.742	0.264	0.158			0.702	0.730	0.463	0.637			0.026	0.028	0.250
CSLending		0.875		1.250		0.750				0.875		0.250					0.250	0.300
EverBank	0.993	0.760	1.480	1.554	0.285	0.236			1.060	0.693	0.602	0.266					0.150
First Cal	0.670	0.509	1.093	1.020	0.423	0.214			0.968	0.933	0.574	0.610	0.097	0.062			N/A
Home Savings	0.678	0.529	1.307	1.229	0.405	0.252			1.002	1.030	0.168	0.342					0.150
Icon	0.875	0.750	1.250	1.250	0.500	0.250			0.500	0.625	0.125	0.125	0.625	0.625			0.125
JMAC	1.000	1.125	1.875	1.875	1.000	1.000	0.125			1.375	1.000	0.875	0.750	0.500	0.375	0.375	0.125
MetLife	0.500	0.625	1.125	1.000	0.250	0.375	0.500	0.500	1.125	1.125	0.500	0.625	0.750	0.750
PacificBay	0.875	0.875	1.500	1.375	0.500	0.500			0.875	0.875	0.500	0.500	0.250	0.250			0.250
Pinnacle	1.030	0.880	1.660	1.560	0.680	0.500	0.050	0.070	1.330	1.500	0.590	1.060	0.750	0.830			0.150
PMC	0.500	0.375	0.250	0.250													0.125
PRMG	0.500	0.625	1.375	1.500	0.125	0.250	0.125	0.125	1.625	1.625	0.750	1.000	0.250	0.250			N/A
Provident	0.875	0.750	1.000	1.000	0.750	0.625			1.125	1.125	0.500	0.750	0.125	0.125			N/A
Sierra Pacific	1.249	1.269	1.760	1.791	1.109	1.129			1.300	1.320	0.970	1.130	0.380	0.410			0.250	0.125
Stearns	0.750	0.750	1.375	1.375	0.875	0.750			1.250	1.250	0.875	0.875	0.375	0.375			0.250
U.S Bank	0.845	0.889	1.264	1.369	0.575	0.620	0.165	0.160	1.271	1.263	0.468	0.481			0.975	0.975	N/A
Wells Fargo	0.734	0.742	1.152	1.227	0.389	0.336			0.901	0.916	0.682	0.699	0.137	0.150			N/A