**************************** CALIFORNIA **************************** REFINANCE RATE: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
REFINANCE CASH-OUT RATE: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
PURCHASE RATE: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM APR: 4.860 4.188 4.775 4.146 3.351 3.603
APR: 4.966 4.405 3.835
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV): - - - - 3. Primary Residence; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.