从投资理财论坛里学来的 ：）
CREDIT CHECK IS A MUST!!!
http://www.citicredit.net
https://www.mysmartmove.com/
searched state court case for eviction report
www.freecreditreport.com （$14）
查自己的（www.annualcreditreport.com)没分数的
通常房东提前几周在youcheckcredit.com建立account
[Miat]: http://www.carolinarentalexpress.com/ is exactly the website you need to use to list your house on MLS. It costs even less than $200 than my area, that's good for you... "
[Miat]: "If you can remove these problems, please contact me again, I will start to process your application again".
See, you never deny anyone. You always defer their application indefinitely. Once they realize it's too hard for them to overcome the problems, they will disappear.
[Miat]:
Rental Application: http://nail-usa.com/RENTAPP.pdf (you can find standard lease form on the web for YOUR COUNTY and State)
Sample link for credit check service: http://www.youcheckcredit.com/landlord-credit-check.html
I will check two record, credit report and eviction report for the state they stayed the longest.
1) Evidence of non-payment of rent - reject
2) Evidence of being evicted - reject
3) Too many owned debt to others - possible reject
4) Too many collection record, public or private - possible reject
5) Evidence of bankruptcy filing - see how long ago it happened and if recent history still see have problems.
If it happened long time ago and recent history shows good payment/rental history, maybe fine. Finally, you make a decision. If you reject them, you should send them a letter listing the reasons for rejection. Low credit score is a good reason. Say that his score 500 is lower than your criterion: 550.
Smaller Claim: (garnish the owed amount)
1. go to small claim court to file a form for the owed amount. In my county, anything less than $5k can be processed by that court. Same like landlord tenant court, you will wait for a court date, appear in person, and bring your judgement for the initial case, 99% chance you will get the order to garnish that amount. Court has information desk that can provide details. They also have many pamphlets or instruction sheet to follow. For me, I never used an attorney.
2. With order from small claim court, you can file a garnish request form to the HR department of the tenant's place of work. They will have to take the pay from this person and send it to you on a schedule.
3. At the same time, with order from the small claim court, you can file a garnishment request to the tenant's bank, specifying checking or saving. If you have their bank account number that would be very helpful.
4. Lastly you can file a form to the state tax department to garnish their tax return.
