【今日房贷利率】6月20日（星期一）

短评：今天（6月20日星期一）的利率和上星期五相比基本持平。重新贷款41万7以下30年固定仍维持在4.5%，15年固定为3.75%，5/1 ARM为2.875%。购房贷款41万7以下30年固定利率仍为4.375%，购房贷款41万7以下5/1 ARM为2.625%。
********************* CALIFORNIA *********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.500	3.750	4.375	3.625	2.875	3.250
	4.500	3.750			3.000
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.500	3.750	4.375	3.625	3.000	3.500
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.375	3.625	4.250	3.500	2.625	3.000
APR:	4.483	3.811	4.398	3.769	2.723	3.100
	4.375	3.750			2.750
APR:	4.463	3.903			2.830
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.500	3.750
APR:	4.860	4.314	4.649	4.020
********************** MARYLAND **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.500	3.750	4.375	3.625	2.875	3.375
>$417K	4.500	3.750			3.000
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.500	3.750	4.375	3.625	3.000
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.375	3.625	4.250	3.500	2.625	3.125
APR:	4.483	3.811	4.398	3.769	2.723	3.225
>$417K	4.375	3.750			2.875
APR:	4.463	3.903			2.956
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.500	3.750
APR:	4.860	4.314	4.649	4.020
********************** VIRGINIA **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.500	3.750	4.375	3.625	3.000
>$417K	4.500	3.750
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.500	3.750	4.375	3.625
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.375	3.625	4.250	3.500	2.625	3.125
APR:	4.483	3.811	4.398	3.769	2.723	3.225
>$417K	4.375	3.750			2.875
APR:	4.463	3.903			2.956
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.625	4.000	4.500	3.750
APR:	4.735	4.188	4.649	4.020
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      -     -     -     -     - 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. 注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。