【今日房贷利率】8月30日(星期二)

今日房贷利率(CA、MD、VA)

SUMMARY:今天(8月30日星期二)开盘的利率和昨天相比,30年固定和5/1 ARM的利率回落!重新贷款41万7以下30年固定回落至4.125%,15年固定仍维持在 3.375%,5/1 ARM回落至3.000%。购房贷款41万7以下30年固定利率回落至4.000%,15年固定仍为3.25%,5/1 ARM回落至2.625%。
********************* CALIFORNIA *********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.1253.3754.0003.2503.0003.500
4.2503.500            3.375      
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.2503.3754.1253.2503.2503.750
                                    
PRIMARY RESIDENCE - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2504.0003.2502.6253.125
APR:4.1063.4344.1473.5182.7233.225
4.1253.375            2.875      
APR:4.2123.526            2.956      
INVESTMENT PROPERTY - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.3753.6254.2503.375            
APR:4.4833.8114.3983.643            
********************** MARYLAND **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.1253.3754.0003.2503.0003.500
>$417K4.2503.500            3.375      
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.1253.3754.1253.2503.2503.750
>$417K                                    
PRIMARY RESIDENCE - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2504.0003.2502.7503.125
APR:4.1063.4344.1473.5182.8483.225
>$417K4.1253.375            2.875      
APR:4.2123.526            2.956      
INVESTMENT PROPERTY - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.3753.6254.2503.375            
APR:4.4833.8114.3983.643            
********************** VIRGINIA **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.1253.3754.0003.2503.2503.750
>$417K4.2503.500                        
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.2503.3754.1253.250            
>$417K                                    
PRIMARY RESIDENCE - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2503.8753.2502.6253.125
APR:4.1063.4344.0213.5182.7233.225
>$417K4.1253.375            2.875      
APR:4.2123.526            2.956      
INVESTMENT PROPERTY - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.2503.5004.1253.375            
APR:4.3573.6864.2723.643            
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    -     -     -     -     - 3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。
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