Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 3.500 2.625 2.375
Refinance Loan 3.500 2.625 2.500
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=400K,FICO>=740,LTV<=75%,O/O,SFH
There is no point, no fee for refinance but
there is fee for purchase loan.Some rates
require GC/Citizen. Adding impound account
might bring in better rates.
Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.
High Balance Loan (<=625k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 3.625 2.875 2.750
Refinance Loan 3.625 2.875 2.875
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=600K,FICO>=740,LTV<=75%,O/O,SFH
There is no point, no fee for refinance but
there is fee for purchase loan.Some rates
require GC/Citizen.Adding impound account
might bring in better rates.
Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.
_____________________________________
Contact:
Jing Sun
jingsunloan@gmail.com
626.538.5688
DRE 01880010
NMLS 339172
______________________________________
If you need to get real-time rate for your
specific loan,please include the answers to
following questions into your email and send
it to jingsunloan@gmail.com.
It will be answered within 24 hours.
1) Loan amount
2) Self-occupied or Investment or second home
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,3/1,5/1, 7/1)
10) Is this for cash out?
11) What is your current mortgage rate and when did you get it?
12) Do you want impound account?
13) Status (Citizen, Green Card or H1-b)
05/13 加州今日房贷利率 /1pm
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