房地产入门系列讲座 1)是否用该用双重经纪(Dual agent)

 


Realtor 简介:美国房地产交易绝大部分是由专业经纪人完成。经纪人(agent)不能单独从业,他必须依附于Boroker。 Realtor (agent)和broker的关系比较松散,同一般的雇主和雇员的关系不一样。你打交道的人(realtor) 通常不是broker。获得agent执照比较容易,通过三门课即有资格参加州里的考试。本人修过三门课中最主要的一门, Real state  principle, 成绩85%,一些条条框框,不用也就忘了。要获得broker执照必须有BS学历或者多修很多门课程。

Realtor 和你我一样,都要靠辛勤工作来养家糊口。既然是这样,有私心考虑自己的利益也就不难理解了。 所以,我们要尊重他们就象尊重任何人一样。


如果你直接和linsting agent联系,而不通过买方经纪,那么listing agent 就是dual agent了。 这里需要说明一点,带你看房子的那个人无论他是不是listing agent (broker),只要他们有隶属关系,在同一单位工作,那就是dual agent。

是否用dual agent 因人而异。如果你是大地主,日理万机,恐怕就不行了。如果你是异地购房,或者人生地不熟,那还是找人代劳吧。

如果你达到本老水平,对本地房价和出租市场了如指掌,比多数经纪人还高出一筹,那么你就可以用dual agent了。

用dual agent 非常适合于购买没有真正主人的房子,real state owned (REO)(foreclosure) 或 short sale (短卖)。 这种情况下,listing agent 实际上只代表你自己。他们宁愿低价买给你也不卖给出价高但有买方经纪的人。 为什么? 道理很简单,他可以得到6% (有时银行抠门,只给5%)而不是3% commission。

通常dual agent总是找出各种借口把别人拒掉,比如报价太高,房价估不了那么高,等等。信不信由你,我曾用贷款把同样的cash offer 击败。

如果是 standard sale, 用 dual agent 就没有太大优势了。银行可以不在乎卖给谁,卖多少,但房主就不一样了。

最后应指出一点, 用不用你自己的经纪,最好事先决定。如果别人花了很多时间帮你看房子,最后你把人家甩了,那就应当受到良心谴责了。还有,你经纪带你看过的房子,你以后不能通过别人包括listing agent来买了。
 

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