奇虎贷款利率-CA, TX, MD, VA,FL- 10月28日星期五

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奇虎贷款今日房贷利率（CA、FL、MD、TX、VA）
SUMMARY：今天（10月28日星期五）的房贷利率价格和上个工作日相比持平。目前重新贷款40万左右的利率，30年固定维持在3.5%，15年固定利率稳定在2.750%，5/1 ARM仍为3.000%。购房贷款40万左右，30年固定的利率仍为3.375%，15年固定仍为2.625%，5/1 ARM仍为2.875%。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

奇虎贷款联系方式：949-829-3863 或 processing@tigerloans.com
******************************* CALIFORNIA *******************************

(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.500 2.750 3.375 2.750 3.000 3.375
>$417K 3.700 2.875 3.500 3.000 3.375 3.375
Jumbo 3.750 3.250 ------ ------ 3.125 3.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.375 2.875 3.250 3.625
>$417K 4.125 3.625 3.875 3.625 3.375 3.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 2.625 3.250 2.625 2.875 3.125
APR 3.409 2.708 3.238 2.672 2.901 3.150
 
>$417K 3.500 2.750 3.375 2.875 3.125 3.250
APR 3.546 2.823 3.421 2.927 3.164 3.271
 
Jumbo 3.625 3.000 ------ ------ 3.000 3.000
APR 3.643 3.053 ------ ------ 3.017 3.032
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.500 3.125 3.625 3.750
APR 3.785 3.183 3.531 3.215 3.682 3.806
 
******************************* MARYLAND *******************************

(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.500 2.750 3.375 2.625 3.000 3.250
>$417K 3.875 3.375 ------ ------ 3.250 3.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.375 2.875 3.250 3.500
>$417K 3.875 4.250 ------ ------ 3.375 3.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 2.625 3.125 2.500 2.750 2.990
APR 3.382 2.647 3.160 2.553 2.771 3.018
 
>$417K 3.625 3.125 ------ ------ 3.000 3.125
APR 3.639 3.123 ------ ------ 3.014 3.126
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.500 3.125 3.625 3.750
APR 3.757 3.122 3.484 3.117 3.647 3.771
 
******************************* VIRGINIA *******************************

(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.500 2.875 3.375 2.750 3.125 3.500
>$417K 4.000 ------ ------ ------ ------ 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.990 3.500 3.000 3.375 3.625
>$417K 4.000 ------ ------ ------ ------ 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 2.625 3.125 2.500 2.750 2.990
APR 3.375 2.654 3.165 2.563 2.775 3.021
 
>$417K 3.625 3.125 ------ ------ 3.000 3.125
APR 3.642 3.127 ------ ------ 3.016 3.128
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.500 3.125 3.625 3.750
APR 3.750 3.129 3.489 3.127 3.651 3.775
 
******************************* TEXAS *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.250 3.625
>$417K 4.000 ------ ------ ------ ------ 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.500 3.125 3.875 3.990
>$417K 4.000 ------ ------ ------ ------ 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 2.625 3.250 2.500 2.750 3.125
APR 3.380 2.702 3.233 2.628 2.783 3.147
 
>$417K 3.625 3.125 ------ ------ 3.000 3.125
APR 3.640 3.124 ------ ------ 3.014 3.126
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 3.000 3.625 3.750
APR 3.681 3.099 3.527 3.144 3.666 3.803
 
******************************* FLORIDA *******************************


(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 3.000 3.875 3.990
>$417K 4.125 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.250 3.625 3.250 ------ 4.375
>$417K 4.250 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 2.625 3.250 2.500 2.875 3.125
APR 3.388 2.724 3.250 2.622 2.899 3.159
 
>$417K 3.625 3.125 ------ ------ 3.000 3.125
APR 3.642 3.128 ------ ------ 3.017 3.129
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.500 3.125 3.750 3.875
APR 3.764 3.167 3.544 3.186 3.794 3.921
Please note that the rates are subject to mid-day changes. This is

especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;

2. Loan-To-Value (LTV):


    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);

4. Single Family Residence;

5. Credit score>=740;

6. With Impound/Escrow Account;

7. 30-day lock;


8. US Citizen or Permanent Resident (Sorry, this is a requirement by the

lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =

Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款


，需要收point才能做。

奇虎贷款NMLS ID: 1169300

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