奇虎贷款今日房贷利率(CA、FL、MD、TX、VA) |
SUMMARY:今天(10月28日星期五)的房贷利率价格和上个工作日相比持平。目前重新贷款40万左右的利率,30年固定维持在3.5%,15年固定利率稳定在2.750%,5/1 ARM仍为3.000%。购房贷款40万左右,30年固定的利率仍为3.375%,15年固定仍为2.625%,5/1 ARM仍为2.875%。
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。
奇虎贷款联系方式:949-829-3863 或 processing@tigerloans.com
|
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.500 |
2.750 |
3.375 |
2.750 |
3.000 |
3.375 |
>$417K |
3.700 |
2.875 |
3.500 |
3.000 |
3.375 |
3.375 |
Jumbo |
3.750 |
3.250 |
------ |
------ |
3.125 |
3.250 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.625 |
2.875 |
3.375 |
2.875 |
3.250 |
3.625 |
>$417K |
4.125 |
3.625 |
3.875 |
3.625 |
3.375 |
3.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.375 |
2.625 |
3.250 |
2.625 |
2.875 |
3.125 |
APR |
3.409 |
2.708 |
3.238 |
2.672 |
2.901 |
3.150 |
|
>$417K |
3.500 |
2.750 |
3.375 |
2.875 |
3.125 |
3.250 |
APR |
3.546 |
2.823 |
3.421 |
2.927 |
3.164 |
3.271 |
|
Jumbo |
3.625 |
3.000 |
------ |
------ |
3.000 |
3.000 |
APR |
3.643 |
3.053 |
------ |
------ |
3.017 |
3.032 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.750 |
3.125 |
3.500 |
3.125 |
3.625 |
3.750 |
APR |
3.785 |
3.183 |
3.531 |
3.215 |
3.682 |
3.806 |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.500 |
2.750 |
3.375 |
2.625 |
3.000 |
3.250 |
>$417K |
3.875 |
3.375 |
------ |
------ |
3.250 |
3.250 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.625 |
2.875 |
3.375 |
2.875 |
3.250 |
3.500 |
>$417K |
3.875 |
4.250 |
------ |
------ |
3.375 |
3.375 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.375 |
2.625 |
3.125 |
2.500 |
2.750 |
2.990 |
APR |
3.382 |
2.647 |
3.160 |
2.553 |
2.771 |
3.018 |
|
>$417K |
3.625 |
3.125 |
------ |
------ |
3.000 |
3.125 |
APR |
3.639 |
3.123 |
------ |
------ |
3.014 |
3.126 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.750 |
3.125 |
3.500 |
3.125 |
3.625 |
3.750 |
APR |
3.757 |
3.122 |
3.484 |
3.117 |
3.647 |
3.771 |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.500 |
2.875 |
3.375 |
2.750 |
3.125 |
3.500 |
>$417K |
4.000 |
------ |
------ |
------ |
------ |
3.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.625 |
2.990 |
3.500 |
3.000 |
3.375 |
3.625 |
>$417K |
4.000 |
------ |
------ |
------ |
------ |
3.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.375 |
2.625 |
3.125 |
2.500 |
2.750 |
2.990 |
APR |
3.375 |
2.654 |
3.165 |
2.563 |
2.775 |
3.021 |
|
>$417K |
3.625 |
3.125 |
------ |
------ |
3.000 |
3.125 |
APR |
3.642 |
3.127 |
------ |
------ |
3.016 |
3.128 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.750 |
3.125 |
3.500 |
3.125 |
3.625 |
3.750 |
APR |
3.750 |
3.129 |
3.489 |
3.127 |
3.651 |
3.775 |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.625 |
2.875 |
3.500 |
2.875 |
3.250 |
3.625 |
>$417K |
4.000 |
------ |
------ |
------ |
------ |
3.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.875 |
3.125 |
3.500 |
3.125 |
3.875 |
3.990 |
>$417K |
4.000 |
------ |
------ |
------ |
------ |
3.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.375 |
2.625 |
3.250 |
2.500 |
2.750 |
3.125 |
APR |
3.380 |
2.702 |
3.233 |
2.628 |
2.783 |
3.147 |
|
>$417K |
3.625 |
3.125 |
------ |
------ |
3.000 |
3.125 |
APR |
3.640 |
3.124 |
------ |
------ |
3.014 |
3.126 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.625 |
3.000 |
3.500 |
3.000 |
3.625 |
3.750 |
APR |
3.681 |
3.099 |
3.527 |
3.144 |
3.666 |
3.803 |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.625 |
3.000 |
3.500 |
3.000 |
3.875 |
3.990 |
>$417K |
4.125 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.750 |
3.250 |
3.625 |
3.250 |
------ |
4.375 |
>$417K |
4.250 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.375 |
2.625 |
3.250 |
2.500 |
2.875 |
3.125 |
APR |
3.388 |
2.724 |
3.250 |
2.622 |
2.899 |
3.159 |
|
>$417K |
3.625 |
3.125 |
------ |
------ |
3.000 |
3.125 |
APR |
3.642 |
3.128 |
------ |
------ |
3.017 |
3.129 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 3.750 |
3.125 |
3.500 |
3.125 |
3.750 |
3.875 |
APR |
3.764 |
3.167 |
3.544 |
3.186 |
3.794 |
3.921 |
|
Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
except for 7/1 ARM which is
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款NMLS ID: 1169300