【今日房贷利率】2017年9月25日星期一（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（09月25日 星期一)开盘时的房贷利率价格和上个工作日相比持平.


注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound 
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.500
>$424K 4.000 3.250 4.050 ------ 3.625 3.875
Jumbo 4.000 3.750 4.250 ------ 3.625 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.750 3.990
>$424K 4.450 3.875 4.250 ------ 3.625 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.500 2.875 3.000 3.250
APR 3.765 3.044 3.563 3.017 3.043 3.294
 
>$424K 3.875 3.250 3.875 ------ 3.375 3.500
APR 3.902 3.243 3.913 ------ 3.420 3.545
 
Jumbo 3.750 3.500 4.125 ------ 3.500 3.750
APR 3.793 3.558 4.151 ------ 3.523 3.774
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.500 3.750
APR 4.150 3.563 3.939 3.591 3.537 3.787
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.500
>$424K 4.000 3.750 4.250 ------ 3.625 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.625 3.875
>$424K 4.375 3.875 4.250 ------ 3.625 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.875 3.000 3.250
APR 3.736 3.042 3.507 2.944 3.016 3.266
 
>$424K 3.750 3.500 4.125 ------ 3.500 3.750
APR 3.769 3.515 4.117 ------ 3.500 3.750
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.500 3.750
APR 4.121 3.512 3.899 3.517 3.509 3.759
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.750 3.875
>$424K 4.125 3.875 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.375 3.750 3.375 3.875 4.000
>$424K 4.500 4.125 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.990 3.500 2.875 3.000 3.250
APR 3.656 3.049 3.512 2.954 3.020 3.270
 
>$424K 3.750 3.500 4.125 ------ 3.500 3.750
APR 3.771 3.520 4.121 ------ 3.502 3.752
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.500 3.750
APR 4.115 3.519 3.904 3.527 3.512 3.763
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 ------ 4.125
>$424K 4.375 4.125 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.875 3.625 ------ 4.500
>$424K 4.625 4.125 4.375 ------ 3.875 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.660 2.973 3.535 2.966 3.044 3.295
 
>$424K 4.125 3.750 4.125 ------ 3.500 3.750
APR 4.119 3.782 4.122 ------ 3.503 3.753
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.500 3.750
APR 4.047 3.475 3.911 3.520 3.557 3.808
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.500
>$424K 5.000 4.375 4.750 ------ 4.375 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 ------ ------
>$424K 5.000 4.375 4.750 ------ 4.375 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 2.875 3.000 3.250
APR 3.669 3.024 3.546 2.989 3.043 3.293
 
>$424K 4.125 3.750 4.125 ------ 3.500 3.750
APR 4.118 3.783 4.122 ------ 3.503 3.753
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 3.500 3.750
APR 4.056 3.543 3.923 3.562 3.558 3.809
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 ------ 4.125
>$424K 4.125 3.875 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 ------ 4.750
>$424K 4.500 4.125 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 2.875 3.000 3.250
APR 3.683 3.049 3.566 3.025 3.056 3.307
 
>$424K 3.750 3.500 4.125 ------ 3.500 3.750
APR 3.778 3.531 4.130 ------ 3.509 3.759
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 3.500 3.750
APR 4.070 3.568 3.943 3.599 3.572 3.823
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.500
>$424K 4.000 3.750 4.250 ------ 3.625 3.875
Jumbo 4.000 3.750 4.250 ------ 3.625 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.625 3.875
>$424K 4.375 3.875 4.250 ------ 3.625 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.875 3.000 3.250
APR 3.739 3.041 3.500 2.943 3.016 3.266
 
>$424K 3.750 3.500 4.125 ------ 3.500 3.750
APR 3.768 3.515 4.117 ------ 3.499 3.749
 
Jumbo 3.750 3.500 4.125 ------ 3.500 3.750
APR 3.763 3.506 4.109 ------ 3.494 3.744
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.500 3.750
APR 4.138 3.511 3.905 3.516 3.508 3.758

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300

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