Near the end of Dec 2019, I clear out everything, and change my RothIRA to Dividend passive income.
The account value before 2019 contribution is about 50k. I divided to following:
Real Estate 20%
Close End Funds 20% (High tech, Health care, Bonds, etc)
Consumer 20%
Utility 10%
Health Care 10%
Telecom 6%
Industrials 4%
Finace 10%
I know the close end fund contains other sectors, but is mainly for high price stocks.
Also, start Jan 2010, I also sell delta 15 weekly for WFC, PFE, DAL for quick "dividends".
