2025 Wk4, update Retirement allocation AGAIN

After 4 weeks, selling option every week is not true retirement. It just another job.

New plan is to hold 50% index to keep up account growth, 50% Dividend stocks to get spending money.

Initial Target monthly spending money $728
As the CC roll in, I will increase DIV stocks holding, in turn it will increase monthly spending money
With this method, the account will growth slower, but only need to trade a few times in a month ==> retirement mode
By estimate, 200k will return $728 for the 1st month, and option selling with 600k return $2300. It end up about the same
But lots of work for selling options.

Strategy:
1	Long SPLG, SPMO, QQQM etcStock
	1a. sell Delta 16 CC
	All the CC earn should buy more DIV stocks
2	Long all DIV stocks
	2a. All DIV from this bucket shoud goto bucket #3
3	CASH normally should hold in SGOV or BIL, but since I am not retire yet, it will DRIP back to the DIV stocks