ETF Portfolio (Update)

LARGE-CAP        45%
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VTI Vanguard Total Stock Market VIPERs    30%         0.07%
IVV iShares: S&P 500 Index     15%                              0.09%

MIDCAP/SMALL-CAP      15%
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VO Vanguard Midcap VIPERs    5%                            0.13%
VB Vanguard Small-cap VIPERs    10%                        0.10%

FOREIGN        15%
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VEA Vanguard Europe Pacific    10%                                       0.15%
VWO Vanguard Emerging Markets VIPERs    5%                   0.30%

BOND         10%
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BND Vanguard Total Bond Market 10%                                  0.11%

SPECIALTY        5%
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VNQ Vanguard REIT Index VIPERs    5%                              0.12%

CASH        10%
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Total        100%                                                                       ExpRatio 0.1085%

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