RESP是加拿大的个人教育基金，一般家庭政府会有２０％的CESG，即加拿大教育储蓄奖金。一个孩子可以拿７２００。
下面这表是你投资３６，０００，拿到７，２００ CESG，每年收益８％，孩子上大学的时候，可以有１２１，３３４的资金可以供他／她使用。
| years old | contribution | CESG | withdrawl | account |
| 0 | 2500 | 500 | 3,000 | |
| 1 | 2500 | 500 | 6,240 | |
| 2 | 2500 | 500 | 9,739 | |
| 3 | 2500 | 500 | 13,518 | |
| 4 | 2500 | 500 | 17,600 | |
| 5 | 2500 | 500 | 22,008 | |
| 6 | 2500 | 500 | 26,768 | |
| 7 | 2500 | 500 | 31,910 | |
| 8 | 2500 | 500 | 37,463 | |
| 9 | 2500 | 500 | 43,460 | |
| 10 | 2500 | 500 | 49,936 | |
| 11 | 2500 | 500 | 56,931 | |
| 12 | 2500 | 500 | 64,486 | |
| 13 | 2500 | 500 | 72,645 | |
| 14 | 1000 | 200 | 79,656 | |
| 15 | 0 | 0 | 86,029 | |
| 16 | 0 | 0 | 92,911 | |
| 17 | 0 | 0 | 100,344 | |
| 18 | 0 | 0 | -30000 | 78,372 |
| 19 | 0 | 0 | -30000 | 54,641 |
| 20 | 0 | 0 | -30000 | 29,013 |
| 21 | 0 | 0 | -31334 | 0 |
| 22 | 0 | 0 | ||
| Total | 36000 | 7200 | 121334 |
