奇虎贷款利率-CA, TX, MD, VA,FL- 12月23日星期五

奇虎贷款

奇虎贷款
没有最低，只有更低！
首页 文章页 文章列表 博文目录
给我悄悄话
打印 被阅读次数

SUMMARY：今天（12月23日 星期五)开盘时的房贷利率价格和上个工作日相比趋于持平
。目前重新贷款40万左右的利率，30年固定利率稳定在4.25%，15年固定利率稳定至
3.375%，5/1 ARM降低至3.500%。购房贷款40万左右，30年固定的利率稳定在4.125%，
15年固定利率稳定在3.250%，5/1 ARM稳定在3.250%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.375 3.500 3.750
>$417K 4.375 3.625 4.250 4.000 3.375 4.000
Jumbo 4.375 4.000 ------ ------ 3.625 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 3.875 3.990
>$417K 4.500 ------ 4.625 ------ 3.875 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.250 3.875 3.250 2.990 3.375
APR 4.119 3.312 3.948 3.340 3.040 3.411
 
>$417K 4.200 3.500 4.125 3.750 3.500 3.750
APR 4.218 3.549 4.132 3.854 3.543 3.791
 
Jumbo 4.250 3.750 ------ ------ 3.500 3.625
APR 4.283 3.792 ------ ------ 3.520 3.666
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.750 4.250 3.750 4.125 4.250
APR 4.505 3.832 4.329 3.868 4.178 4.306
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.375 3.500 3.625
>$417K 4.500 4.125 ------ ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 3.750 3.875
>$417K 4.500 4.250 ------ ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.050 3.250 3.875 3.250 2.990 3.375
APR 4.070 3.257 3.894 3.266 3.003 3.373
 
>$417K 4.375 3.875 ------ ------ 3.500 3.750
APR 4.363 3.878 ------ ------ 3.496 3.742
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.450 3.750 4.000 3.750 4.125 3.990
APR 4.474 3.769 4.015 3.794 4.139 4.018
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 3.625 3.750
>$417K 4.625 4.375 ------ ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.625 4.250 3.625 4.000 3.990
>$417K 4.625 ------ ------ ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.875 3.250 2.990 3.375
APR 4.031 3.263 3.899 3.276 3.007 3.377
 
>$417K 4.375 3.875 ------ ------ 3.500 3.750
APR 4.366 3.883 ------ ------ 3.498 3.745
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.250 3.750 4.125 3.990
APR 4.407 3.775 4.294 3.804 4.142 4.022
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 3.875 3.990
>$417K 4.625 4.375 ------ ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.250 3.875 ------ 4.500
>$417K 4.625 ------ ------ ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.875 3.250 2.990 3.375
APR 4.036 3.277 3.930 3.289 3.033 3.404
 
>$417K 4.375 3.875 ------ ------ 3.500 3.750
APR 4.364 3.879 ------ ------ 3.494 3.741
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.625 4.250 3.625 4.125 4.250
APR 4.412 3.726 4.301 3.771 4.171 4.298
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.625 4.250 3.625 ------ 4.500
>$417K 4.750 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.375 3.875 ------ ------
>$417K 4.875 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.875 3.250 2.990 3.375
APR 4.045 3.292 3.955 3.312 3.045 3.416
 
>$417K 4.375 3.875 ------ ------ 3.500 3.750
APR 4.366 3.884 ------ ------ 3.499 3.745
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.250 3.750 4.125 4.375
APR 4.421 3.811 4.313 3.839 4.184 4.424

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300

登录后才可评论.