【今日房贷利率】2017年10月25日星期三（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（10月25日星期三)开盘时的房贷利率价格和上个工作日相比基本持平.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.250 3.500
>$424K 4.250 3.500 4.250 ------ ------ 4.125
Jumbo 4.125 3.750 ------ ------ 3.750 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 ------ 4.250
>$424K 4.625 ------ 4.375 ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.750 3.125 3.000 3.250
APR 3.900 3.223 3.742 3.215 3.053 3.304
 
>$424K 4.125 3.375 4.000 ------ 3.750 3.750
APR 4.141 3.440 4.024 ------ 3.787 3.795
 
Jumbo 3.875 3.625 ------ ------ 3.375 3.500
APR 3.918 3.665 ------ ------ 3.417 3.533
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 ------ ------
APR 4.286 3.813 4.078 3.841 ------ ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.250 3.500
>$424K 4.125 3.875 ------ ------ 3.875 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 ------ 4.250
>$424K 4.250 4.125 ------ ------ 4.000 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.750 3.125 3.000 3.250
APR 3.871 3.173 3.702 3.142 3.026 3.276
 
>$424K 3.875 3.625 ------ ------ 3.500 3.625
APR 3.894 3.622 ------ ------ 3.515 3.630
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 ------ ------
APR 4.257 3.762 4.038 3.767 ------ ------
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 4.125 4.125
>$424K 4.250 3.875 ------ ------ ------ 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ 4.500
>$424K 4.375 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.750 3.125 3.000 3.250
APR 3.865 3.180 3.708 3.152 3.030 3.280
 
>$424K 3.875 3.625 ------ ------ 3.500 3.625
APR 3.896 3.627 ------ ------ 3.518 3.633
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 ------ ------
APR 4.250 3.769 4.044 3.777 ------ ------
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 ------ 4.500
>$424K 4.250 4.125 ------ ------ ------ 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.990 4.250 3.875 ------ ------
>$424K 4.375 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.000 3.250
APR 3.796 3.188 3.703 3.144 3.054 3.305
 
>$424K 4.000 3.750 ------ ------ 3.500 3.625
APR 4.010 3.747 ------ ------ 3.516 3.631
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
APR 4.255 3.707 4.050 3.744 ------ ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
>$424K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 ------ ------
>$424K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.750 3.125 3.000 3.250
APR 3.805 3.203 3.726 3.186 3.052 3.303
 
>$424K 4.000 3.750 ------ ------ 3.500 3.625
APR 4.013 3.752 ------ ------ 3.518 3.634
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
APR 4.264 3.723 4.063 3.767 ------ ------
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ ------
>$424K 4.250 4.000 ------ ------ ------ 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 ------ ------
>$424K 4.375 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.750 3.125 3.000 3.250
APR 3.819 3.229 3.746 3.223 3.066 3.317
 
>$424K 3.875 3.625 ------ ------ 3.500 3.625
APR 3.903 3.638 ------ ------ 3.524 3.639
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
APR 4.279 3.749 4.083 3.804 ------ ------
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.250 3.500
>$424K 4.125 3.875 ------ ------ 4.000 ------
Jumbo 4.125 3.750 ------ ------ 4.000 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 ------ 4.125
>$424K 4.125 4.000 ------ ------ 3.750 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.750 3.125 3.000 3.250
APR 3.871 3.172 3.702 3.141 3.025 3.276
 
>$424K 3.875 3.625 ------ ------ 3.625 3.750
APR 3.893 3.621 ------ ------ 3.633 3.758
 
Jumbo 3.875 3.625 ------ ------ 3.625 3.750
APR 3.889 3.613 ------ ------ 3.628 3.753
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 ------ ------
APR 4.256 3.761 4.037 3.766 ------ ------

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300

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