【今日房贷利率】2017年12月22日星期五（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（12月22日星期五)开盘时的房贷利率价格和上个工作日相比基本持平。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.750 3.375 4.125 4.250
>$424K 4.125 3.625 4.125 ------ 4.000 4.125
Jumbo 4.125 4.000 4.625 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.125 4.250
>$424K 4.700 4.375 4.625 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.375 3.500
APR 3.890 3.294 3.756 3.314 3.429 3.555
 
>$424K 3.990 3.500 3.990 ------ 3.875 4.000
APR 4.029 3.547 4.045 ------ 3.903 4.028
 
Jumbo 4.000 3.750 4.500 ------ 3.500 3.750
APR 4.023 3.827 4.527 ------ 3.542 3.773
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.000 3.875 3.875 4.000
APR 4.297 3.920 4.078 3.940 3.912 4.038
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.750 3.375 4.000 4.125
>$424K 4.250 4.250 4.625 ------ 4.000 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.000 4.125
>$424K 4.500 4.250 4.625 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.375 3.500
APR 3.861 3.244 3.717 3.241 3.402 3.527
 
>$424K 4.000 3.750 4.500 ------ 3.500 3.750
APR 3.998 3.784 4.492 ------ 3.518 3.748
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.000 3.875 3.875 4.000
APR 4.267 3.869 4.038 3.866 3.884 4.009
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 4.250 4.250
>$424K 4.250 4.500 4.750 ------ 4.125 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 4.250 4.250
>$424K 5.000 4.500 4.750 ------ 4.125 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.375 3.500
APR 3.855 3.250 3.722 3.251 3.405 3.530
 
>$424K 4.000 3.750 4.500 ------ 3.500 3.750
APR 4.001 3.788 4.496 ------ 3.521 3.751
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.000 3.875 3.875 4.000
APR 4.261 3.875 4.044 3.876 3.888 4.013
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 ------ 5.000
>$424K 4.500 4.500 4.750 ------ 4.125 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.125 4.250 4.375 ------ 5.000
>$424K 5.000 4.500 4.750 ------ 4.250 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.250 3.625 3.125 3.375 3.500
APR 3.806 3.259 3.689 3.243 3.430 3.555
 
>$424K 4.250 4.125 4.500 ------ 3.875 4.000
APR 4.252 4.158 4.497 ------ 3.878 4.003
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.750 4.000 3.750 3.875 4.000
APR 4.182 3.832 4.050 3.869 3.933 4.059
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.750 4.000 3.750 ------ ------
>$424K 5.375 4.750 5.125 ------ 4.750 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.125 3.875 ------ ------
>$424K 5.375 4.750 5.125 ------ 4.750 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.625 3.125 3.375 3.500
APR 3.868 3.274 3.701 3.266 3.429 3.554
 
>$424K 4.250 4.125 4.500 ------ 3.875 4.000
APR 4.255 4.158 4.497 ------ 3.878 4.003
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 3.875 4.000
APR 4.275 3.848 4.063 3.892 3.934 4.060
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.875 3.625 ------ ------
>$424K 4.375 4.500 4.875 ------ 4.250 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.000 3.875 ------ 5.000
>$424K 5.125 4.500 4.875 ------ 4.250 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.625 3.125 3.375 3.500
APR 3.883 3.300 3.721 3.303 3.443 3.568
 
>$424K 4.000 3.750 4.500 ------ 3.500 3.750
APR 4.007 3.800 4.505 ------ 3.527 3.757
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 3.875 4.000
APR 4.289 3.874 4.083 3.930 3.949 4.074
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.375 3.750 3.375 4.000 4.125
>$424K 4.250 4.250 4.625 ------ 4.000 4.125
Jumbo 4.125 4.000 4.625 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.000 4.125
>$424K 4.500 4.250 4.625 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.375 3.500
APR 3.861 3.243 3.716 3.239 3.401 3.526
 
>$424K 4.000 3.750 4.500 ------ 3.500 3.750
APR 3.998 3.783 4.492 ------ 3.518 3.748
 
Jumbo 4.000 3.750 4.500 ------ 3.500 3.750
APR 3.993 3.774 4.484 ------ 3.513 3.743
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.000 3.875 3.875 4.000
APR 4.267 3.868 4.037 3.864 3.883 4.008
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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