奇虎贷款利率 - CA, TX, MD, VA, FL, GA, WA - 4月15日星期一

奇虎贷款

奇虎贷款
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SUMMARY：今天（04月15日星期一)开盘时的房贷利率价格和上个工作日相比基本持平注：

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $484K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 4.000 3.500 3.875 3.875
>$484K 4.250 3.625 4.125 3.500 4.875 4.625
Jumbo 4.500 3.875 ------ ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.250 3.625 4.250 4.250
>$484K 4.500 4.000 4.500 4.000 ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.375 3.875 3.250 3.625 3.750
APR 3.905 3.409 3.888 3.379 3.665 3.780
 
>$484K 4.125 3.500 4.000 3.250 4.000 4.625
APR 4.159 3.528 4.033 3.360 4.044 4.662
 
Jumbo 4.250 3.750 ------ ------ 3.625 3.750
APR 4.278 3.762 ------ ------ 3.649 3.767
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.375 3.875 ------ ------
APR 4.427 4.053 4.417 4.005 ------ ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $484K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.375 3.875 3.875
>$484K 4.500 3.875 ------ ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.125 3.625 4.125 4.125
>$484K 4.875 4.375 ------ ------ 4.375 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.375 3.875 3.250 3.625 3.750
APR 3.877 3.361 3.850 3.309 3.638 3.752
 
>$484K 4.250 3.750 ------ ------ 3.625 3.750
APR 4.256 3.723 ------ ------ 3.628 3.745
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.375 3.875 ------ ------
APR 4.399 4.004 4.378 3.935 ------ ------
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $484K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.625 4.000 3.625 4.000 4.000
>$484K 4.625 4.125 ------ ------ 4.125 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.250 3.750 ------ 4.875
>$484K 5.000 ------ ------ ------ ------ 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.375 3.875 3.250 3.625 3.750
APR 3.870 3.367 3.854 3.317 3.641 3.756
 
>$484K 4.250 3.750 ------ ------ 3.625 3.750
APR 4.258 3.727 ------ ------ 3.631 3.748
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.375 3.875 ------ ------
APR 4.391 4.010 4.383 3.943 ------ ------
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.250 3.625 ------ ------
>$484K 4.875 4.500 ------ ------ ------ 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.125 4.500 4.125 ------ ------
>$484K 5.000 ------ ------ ------ ------ 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.625 3.750
APR 3.880 3.331 3.828 3.342 3.671 3.786
 
>$484K 4.500 4.000 ------ ------ 3.750 4.000
APR 4.513 3.994 ------ ------ 3.760 3.998
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.375 3.875 ------ ------
APR 4.401 3.958 4.397 3.968 ------ ------
 
******************************* ILLINOIS *******************************
(Based on Conforming Loan $484K, Jumbo Loan $562K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.375 3.750 3.875
>$484K 4.500 3.875 ------ ------ 3.875 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
------ ------ ------ ------ ------ ------
>$484K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.375 3.875 3.250 3.625 3.750
APR 3.862 3.353 3.843 3.297 3.633 3.748
 
>$484K 4.375 3.750 ------ ------ 3.625 3.750
APR 4.357 3.755 ------ ------ 3.638 3.753
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.375 3.875 ------ ------
APR 4.383 3.996 4.372 3.922 ------ ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.375 3.875 ------ ------
>$484K 5.125 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.125 4.500 4.000 ------ ------
>$484K 5.250 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.875 3.250 3.625 3.750
APR 3.889 3.347 3.880 3.364 3.669 3.784
 
>$484K 4.500 4.000 ------ ------ 3.750 4.000
APR 4.516 3.998 ------ ------ 3.762 4.000
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.375 3.875 ------ ------
APR 4.410 3.974 4.409 3.991 ------ ------
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.250 3.750 ------ ------
>$484K 4.625 4.125 ------ ------ 4.250 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.375 3.875 ------ ------
>$484K 5.000 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.875 3.250 3.625 3.750
APR 3.903 3.373 3.900 3.402 3.683 3.799
 
>$484K 4.250 3.750 ------ ------ 3.625 3.750
APR 4.268 3.744 ------ ------ 3.642 3.757
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.375 3.875 ------ ------
APR 4.425 4.000 4.430 4.028 ------ ------
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $484K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.375 3.875 3.875
>$484K 4.500 3.875 ------ ------ 3.875 4.000
Jumbo 4.500 3.875 ------ ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.125 3.625 4.125 4.125
>$484K 4.875 4.375 ------ ------ 4.375 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.375 3.875 3.250 3.625 3.750
APR 3.877 3.360 3.849 3.308 3.637 3.752
 
>$484K 4.250 3.750 ------ ------ 3.625 3.750
APR 4.255 3.723 ------ ------ 3.628 3.745
 
Jumbo 4.250 3.750 ------ ------ 3.625 3.750
APR 4.250 3.713 ------ ------ 3.622 3.740
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.375 3.875 ------ ------
APR 4.398 4.004 4.378 3.933 ------ ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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