SUMMARY：美国7月非农就业人数增加94.3万高于预期，失业率降至5.4%,导致今天（08月06日, 星期五)开盘时的固定利率和昨天相比稍微变差。
30万左右的购房贷款：
30年固定的利率保持在2.625%
15年固定的利率保持在1.875%
30万左右的无费用重新贷款：
30年固定的利率保持在2.750%
15年固定的利率上涨至2.125%
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贷款利率查询电话：713-899-6700
电邮：AndyZhouLoans@gmail.com
微信: UnionMae
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| 自住房重新贷款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
|---|---|---|---|---|
| 300K | 2.750% | 2.625% | 2.125% | 1.990% |
| APR | 2.750% | 2.625% | 2.125% | 1.990% |
| 自住房cash-out | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
| 300K | 2.875% | 2.750% | 2.250% | 2.250% |
| APR | 2.875% | 2.750% | 2.250% | 2.250% |
| 自住房购房贷款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
|---|---|---|---|---|
| 300K | 2.625% | 2.375% | 1.875% | 1.750% |
| APR | 2.703% | 2.403% | 1.964% | 1.821% |
| 投资房购房贷款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
| 180K | 3.250% | 3.125% | 2.625% | 2.500% |
| APR | 3.301% | 3.190% | 2.711% | 2.587% |
Rates are based on the following assumptions, and may change or may not be available at time of loan commitment or lock-in. Please contact us for details:
1. Single Family House
2. Credit score 740+
3. Primary residence.
4. LTV
5. For refinance, rates are based on no point and no fee, APR = Note rate.
6. 30 days lock in period.
7. With Escrow / impound account
MLO NMLS ID|974907
Company NMLS ID|272209
Greatwall Inc. - Universal Mortgage
