12月7日 (星期一) 加州、马里兰贷款利率

SUMMARY: 今天的利率涨了!比昨天普遍的高0.125%!







************************* CALIFORNIA ************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.500 3.875 3.625  
4.750 4.250        







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.125 4.625 4.000    
           







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.375 3.750 3.000 3.375
APR: 4.609 4.062 4.524 4.020 3.100 3.477







4.750 4.125     3.500  
APR: 4.840 4.280     3.584  







************************* MARYLAND *************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.500 3.875 3.625 3.875
4.750 4.250        







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.125 4.500 3.875    
           







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.375 3.750 3.000 3.375
APR: 4.609 4.062 4.524 4.020 3.100 3.477







4.750 4.125     3.500  
APR: 4.840 4.280     3.584  







Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
 -  -  -  - 3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

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我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新利率,请电949-829-3863或给我发email至info@circlesquaremortgage.com。
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