【今日房屋贷款利率】1月14日（星期五）

短评：今天（1月14日星期五）的购房贷款利率普遍下降0.125%-0.25%，Conforming ARM的利率降到2.75%了！
********************** CALIFORNIA **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.000	3.500	3.750
	4.875	4.250			3.750
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.250	4.750	4.125	3.750	4.000
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.625	4.000	4.500	3.750	2.750	3.000
APR:	4.735	4.188	4.649	4.020	2.848	3.100
	4.750	4.125			3.125
APR:	4.840	4.280			3.207
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.250
APR:	4.986	4.439	4.901	4.523
********************** MARYLAND **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.625	4.000	3.375	3.625
>$417K	4.875	4.250			3.750
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.250	4.750	4.125
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.625	3.875	4.500	3.750	2.750	3.000
APR:	4.735	4.062	4.649	4.020	2.848	3.100
>$417K	4.750	4.125			3.125
APR:	4.840	4.280			3.207
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.125
APR:	4.986	4.439	4.901	4.397
********************** VIRGINIA **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.625	4.000	3.500	3.750
>$417K	4.875	4.250			3.750
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.125
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.500	3.875	4.375	3.750	2.750	3.000
APR:	4.609	4.062	4.524	4.020	2.848	3.100
>$417K	4.750	4.125			3.125
APR:	4.840	4.280			3.207
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.125
APR:	4.986	4.439	4.901	4.397
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      -     -     -     -     - 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：以上凡是没有表明利率的loan program，意味着我们没法提供No Point的贷款。如果您想要知道该program的利率，请和我们联系查询。我们的联系方式可通过点击我们的User ID来得到。
**************************************************** 方圆贷款目前可以从事马里兰、维吉尼亚、加利福尼亚、佛罗里达州等四州的贷款业务。查询当前最新利率，请电866-269-9847或发email至[e-mail]。