【今日房贷利率】2月25日（星期五）

短评：今天（2月25日星期五）的利率和昨天相比涨跌互现。购房贷款30年固定降到4.75%，而5/1 ARM略涨至2.875%。
********************** CALIFORNIA **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.875	4.125	3.500	3.750
	5.125	4.375			3.875
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.875	4.250	3.750	4.000
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.000	2.875	3.125
APR:	4.860	4.314	4.901	4.271	2.974	3.225
	4.875	4.250			3.250
APR:	4.966	4.405			3.333
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.375	5.000	4.250
APR:	5.238	4.565	5.152	4.523
********************** MARYLAND **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.875	4.125	3.625	3.875
>$417K	5.000	4.375			3.875
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.875	4.250	3.875	4.125
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.000	2.875	3.125
APR:	4.860	4.314	4.901	4.271	2.974	3.225
>$417K	4.875	4.250			3.375
APR:	4.966	4.405			3.458
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.375	4.875	4.250
APR:	5.238	4.565	5.027	4.523
********************** VIRGINIA **********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.125	3.625	3.875
>$417K	5.000	4.375			4.000
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.875	4.125	3.875	4.125
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.000	4.750	4.000	2.875	3.125
APR:	4.860	4.188	4.901	4.271	2.974	3.225
>$417K	4.875	4.250			3.375
APR:	4.966	4.405			3.458
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.000	4.375	4.875	4.250
APR:	5.112	4.565	5.027	4.523
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      -     -     -     -     - 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。 **************************************************** 方圆贷款目前可以从事马里兰、维吉尼亚、加利福尼亚、佛罗里达州等四州的贷款业务。查询当前最新利率，请电949-829-3863或发email至[e-mail]。