【今日房贷利率】2月7日（星期一）

短评：今天（2月7日星期一）的购房贷款利率在上星期五上涨之后基本保持稳定。重新贷款no cost 30年固定利率涨至5.125%了！想想前两个多月前最低都做到4.125%，真是天壤之别啊！
************** CALIFORNIA **************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.375	4.875	4.250	4.250
	5.250	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.375	5.000	4.250
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.875	4.125	3.500	3.750
APR:	4.986	4.439	5.027	4.397	3.603	3.854
	5.125	4.375			4.000
APR:	5.217	4.531			4.086
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.250	4.625	5.125	4.500
APR:	5.364	4.816	5.278	4.774
*************** MARYLAND ***************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.375	4.875	4.250
>$417K	5.250	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.375	5.000	4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.875	4.125	3.500	3.750
APR:	4.986	4.439	5.027	4.397	3.603	3.854
>$417K	5.125	4.375			4.125
APR:	5.217	4.531			4.212
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.250	4.500	5.125	4.375
APR:	5.364	4.691	5.278	4.648
*************** VIRGINIA ***************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.000	4.375	4.875	4.250
>$417K	5.250	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.375	5.000	4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.125	4.750	4.125	3.500	3.750
APR:	4.986	4.314	4.901	4.397	3.603	3.854
>$417K	5.125	4.375			4.125
APR:	5.217	4.531			4.212
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.250	4.500	5.125	4.375
APR:	5.364	4.691	5.278	4.648
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      -     -     -     -     - 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。
**************************************************** 方圆贷款目前可以从事马里兰、维吉尼亚、加利福尼亚、佛罗里达州等四州的贷款业务。查询当前最新利率，请电949-829-3863或发email至[e-mail]。