【今日房贷利率】3月26日（星期一）

今日房贷利率（CA、MD、VA）

SUMMARY：今天（3月26日 星期一）开盘时的利率价格和上星期五相比基本持平。目前重新贷款40万左右30年固定的利率仍为4%，15 年固定仍为3.25%，5/1 ARM仍为2.75%。购房贷款40万左右，30年固定的利率为3.875%，15年固定为3.00%，5/1 ARM为2.5%。
********************* CALIFORNIA *********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2503.8753.1252.7503.000
>$417K4.0003.375            2.750      
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2503.8753.2502.7503.125
>$417K                                    
PRIMARY RESIDENCE - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
3.8753.0003.7503.0002.5002.875
APR:3.9803.1833.8953.2672.5972.974
>$417K4.0003.250            2.625      
APR:4.0863.401            2.705      
INVESTMENT PROPERTY - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.1253.3754.0003.500            
APR:4.2313.5604.1473.769            
********************** MARYLAND **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2503.8753.1252.6253.000
>$417K4.0003.375            2.750      
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2503.8753.2502.7503.125
>$417K                                    
PRIMARY RESIDENCE - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
3.8753.0003.7503.0002.5002.875
APR:3.9803.1833.8953.2672.5972.974
>$417K4.0003.250            2.625      
APR:4.0863.401            2.705      
INVESTMENT PROPERTY - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.1253.5004.0003.500            
APR:4.2313.6864.1473.769            
********************** VIRGINIA **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.2503.8753.2502.7503.125
>$417K4.0003.375            2.875      
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.0003.3754.0003.3752.8753.250
>$417K                                    
PRIMARY RESIDENCE - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
3.8753.0003.7503.0002.5002.875
APR:3.9803.1833.8953.2672.5972.974
>$417K4.0003.250            2.625      
APR:4.0863.401            2.705      
INVESTMENT PROPERTY - PURCHASE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
4.1253.5004.0003.500            
APR:4.2313.6864.1473.769            
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    -     -     -     -     - 3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

博主已关闭评论