【方圆贷款利率—CA、MD、VA】5月23日星期四—CA Jumbo Rate Now Available！

方圆贷款今日房贷利率（CA、MD、VA）
SUMMARY：今天（5月23日星期四）开盘时的利率价格和昨天相比先好后差。目前重新贷款40万左右的利率30年固定涨至3.75%，15 年固定仍为2.875%，5/1 ARM仍为2.875%。购房贷款40万左右，30年固定的利率涨至3.625%，15年固定涨至2.75%，5/1 ARM仍为2.5%。 注：以下列出的利率都是带impound account的利率，其它条件请参见本帖底部参数。
********************* CALIFORNIA *********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	2.875	3.625	2.875	2.875	3.250
>$417K	3.875	3.125
Jumbo	5.000	3.625			2.750	3.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	2.875	3.625	2.875	3.000
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.750	3.500	2.625	2.500	2.875
APR	3.701	2.884	3.606	2.820	2.571	2.948
>$417K	3.750	3.000			2.500
APR	3.815	3.114			2.560
Jumbo	4.750	3.375			2.625	3.250
APR	4.810	3.476			2.678	3.305
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.000	3.750	3.000
APR	3.958	3.144	3.865	3.210
********************** MARYLAND **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	2.875	3.625	2.875	2.875	3.250
>$417K	3.875	3.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	2.875	3.625	2.875	3.000
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.750	3.500	2.625	2.500	2.875
APR	3.701	2.884	3.606	2.820	2.571	2.948
>$417K	3.750	3.000			2.500
APR	3.815	3.114			2.560
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.000	3.750	3.000
APR	3.958	3.144	3.865	3.210
********************** VIRGINIA **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	2.875	3.625	2.875	2.875	3.250
>$417K		3.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	2.875	3.625	2.875	3.000
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.750	3.500	2.625	2.500	2.875
APR	3.701	2.884	3.606	2.820	2.571	2.948
>$417K	3.750	3.000			2.500
APR	3.815	3.114			2.560
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.000	3.750	3.000
APR	3.958	3.144	3.865	3.210
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans, $750K for Jumbo loans; 2. Loan-To-Value (LTV):      - <=75% for Primary Residence Conforming Refinance & Purchase;     - <=70% for Primary Residence Conforming Cash-Out Refinance;     - <=75% for Primary Residence Super-Conforming Refinance and Purchase;     - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;     - <=75% for Investment Property Conforming Purchase;     - <=65% for Jumbo Refi & Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=760; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. 注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。