奇虎贷款利率-CA, TX, MD, VA,FL- 10月14日 星期五

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SUMMARY:今天(10月14日 星期五)开盘时的房贷利率价格和上个工作日相比持平
。目前重新贷款40万左右的利率,30年固定利率稳定在3.500%,15年固定利率稳定在
2.750%,5/1 ARM稳定在3.000%。购房贷款40万左右,30年固定的利率稳定在3.375%,
15年固定
利率稳定在2.750%,5/1 ARM稳定在2.750%.

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。

 

 

 

******************************* CALIFORNIA *******************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $
750K.See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750    3.250    2.625    3.000      3.250
>$417K      3.625    2.875    3.500     3.000     3.375      3.375
Jumbo        3.750    3.875     -----        ------    3.250      3.250
 
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.750    3.375    2.750     3.250        3.625
>$417K      4.125     3.500    3.875       3.750      3.375      3.375
   
                   
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.625    3.125    2.500    2.750       2.875
APR           3.369    2.594    3.182    2.605     2.789      2.924
                    
>$417K      3.450    2.750    3.375       2.750     3.125        3.125
APR           3.480    2.763    3.399       2.832     3.272        3.170
                       
Jumbo        3.625     3.000     -----       -----     2.875       3.125
APR            3.654     3.070     -----       -----     2.914       3.145
    
                                                      
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.750   2.990    3.500  3.000    3.625        3.750
APR           3.746    3.072    3.512    3.090    3.678       3.799

 


******************************** TEXAS ********************************
    (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions
      at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.875    3.375    2.750     3.250        3.625
>$417K      4.000       -----      ------        -----     -----      3.625
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.750   3.125    3.500    3.125       3.875      3.990
>$417K      4.125      -----      ------      -------       -----    3.625

                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.625    3.125    2.500    2.750       2.875
APR           3.370    2.660    3.154    2.541    2.775       2.923
                       
>$417K      3.625    3.000    -----       ------     3.000       3.125
APR           3.642     3.024    -----      ------     3.017       3.121
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.500    2.875    3.625       3.750
APR           3.640    3.041    3.508    2.966    3.658       3.796

 


******************************** MARYLAND********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.450    2.750    3.250    2.625     2.875        3.125
>$417K      3.875       3.500      ------        -----     3.250      3.250
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500   2.750    3.375    2.750       3.250      3.500
>$417K      3.875      -----      ------      -------       3.250    3.250

                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.500    3.125    2.500    2.750       2.875
APR           3.342    2.606    3.134    2.466    2.762       2.897
                       
>$417K      3.625    3.000    -----       ------     3.000       3.125
APR           3.641     3.029    -----      ------     3.016       3.114
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.700   2.990    3.500    3.000    3.625       3.750
APR           3.712    2.985    3.490    3.017    3.645       3.771

 


******************************** VIRGINIA ********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750    3.375    2.750     3.125        3.375
>$417K      4.000       -----       ------       ------    -----       3.625
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.875   3.500     2.875     3.375         3.625
>$417K      4.125      -----       ------      ------     -----        3.625
                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.500    3.125    2.500    2.750       2.875
APR           3.355    2.540    3.115    2.476    2.766        2.901
                       
>$417K      3.625    3.000    -----      ------    3.000         3.125
APR           3.736    3.034    -----      ------    3.019       3.117
   
                   
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.700    2.990    3.500    3.000    3.625       3.750
APR           3.715    2.992    3.495    3.027    3.649        3.775

 


******************************** FLORIDA ********************************
    (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest
      Area only. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    3.000    3.500    2.875    3.875        3.990
>$417K      4.250      -----      ------      ------    -----      -----
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.750    3.250   3.625     3.000     -----         4.375
>$417K      4.250     -----      ------     ------     -----       -----
                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.625    3.125    2.500   2.750        2.875
APR           3.303    2.671    3.186    2.515    2.785        2.920
                       
>$417K      3.625    3.000    -----      ------    3.125         3.125
APR           3.644    3.018    -----      ------     3.126        3.126
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.500    2.875    3.625       3.750
APR           3.649    3.063    3.525    3.015    3.676       3.809

 


Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。

奇虎贷款NMLS ID: 1169300

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