奇虎贷款利率-CA, TX, MD, VA,FL- 11月18日 星期五

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SUMMARY：今天（11月18日 星期五)开盘时的房贷利率价格和上个工作日相比上涨
。目前重新贷款40万左右的利率，30年固定利率上涨至4.000%，15年固定利率上涨至
3.250%，5/1 ARM上涨至3.375%。购房贷款40万左右，30年固定的利率上涨至3.875%，
15年固定利率上涨至3.000%，5/1 ARM上涨至3.125%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率

 

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.875 3.125 3.375 3.500
>$417K 4.250 3.250 4.125 3.375 3.375 4.625
Jumbo 4.250 4.375 ------ ------ 3.500 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.250 3.990 3.250 3.750 4.125
>$417K 4.875 4.125 4.500 ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.000 3.750 3.000 3.125 3.500
APR 3.900 3.098 3.765 3.132 3.171 3.470
 
>$417K 4.050 3.125 4.000 3.250 3.625 3.625
APR 4.099 3.190 4.017 3.309 3.667 3.666
 
Jumbo 4.000 3.500 ------ ------ 3.250 3.375
APR 4.039 3.572 ------ ------ 3.291 3.409
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 4.375 ------
APR 4.276 3.544 4.136 3.564 4.425 ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.125 3.750 3.125 3.375 3.500
>$417K 4.250 4.500 ------ ------ 3.750 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.250 3.875 3.125 3.750 4.125
>$417K 4.375 ------ ------ ------ 3.750 ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.000 3.750 3.000 3.125 3.375
APR 3.871 3.048 3.716 3.059 3.139 3.395
 
>$417K 4.125 3.875 ------ ------ 3.375 3.500
APR 4.129 3.904 ------ ------ 3.389 3.506
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 3.990 3.500 4.375 4.375
APR 4.246 3.494 4.025 3.491 4.390 4.405
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.875 3.125 3.500 3.500
>$417K 4.375 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.990 3.375 3.875 4.375
>$417K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.000 3.750 3.000 3.125 3.375
APR 3.865 3.054 3.721 3.069 3.143 3.399
 
>$417K 4.125 3.875 ------ ------ 3.375 3.500
APR 4.131 3.908 ------ ------ 3.391 3.509
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 3.990 3.500 4.375 4.375
APR 4.240 3.500 4.030 3.501 4.394 4.409
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.990 3.250 3.750 4.125
>$417K 4.375 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.125 3.500 ------ ------
>$417K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.750 3.000 3.125 3.375
APR 3.806 3.063 3.759 3.091 3.151 3.426
 
>$417K 4.125 3.875 ------ ------ 3.375 3.500
APR 4.129 3.912 ------ ------ 3.388 3.507
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.375 4.375 ------
APR 4.172 3.457 4.075 3.493 4.403 ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.375 ------ ------
>$417K 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 ------ ------
>$417K 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.000 3.625 3.000 3.125 3.500
APR 3.878 3.078 3.690 3.068 3.170 3.466
 
>$417K 4.125 3.875 ------ ------ 3.375 3.500
APR 4.132 3.909 ------ ------ 3.392 3.509
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.125 3.375 4.375 ------
APR 4.181 3.472 4.130 3.516 4.423 ------

 

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300

 

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