奇虎贷款利率-CA, TX, MD, VA,FL- 11月29日 星期二

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SUMMARY：今天（11月29日 星期二)开盘时的房贷利率价格和上个工作日相比稳定
。目前重新贷款40万左右的利率，30年固定利率稳定至4.000%，15年固定利率稳定至
3.250%，5/1 ARM下降至3.375%。购房贷款40万左右，30年固定的利率稳定至3.875%，
15年固定利率稳定至3.125%，5/1 ARM下降至2.990%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

 

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.000 3.375 3.500
>$417K 4.200 3.375 4.000 3.750 3.500 3.625
Jumbo 4.250 3.750 ------ ------ 3.375 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.250 3.625 3.750
>$417K 4.750 4.250 4.375 ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 2.875 2.990 3.250
APR 3.886 3.169 3.662 3.007 3.026 3.285
 
>$417K 4.050 3.250 4.000 3.500 3.250 3.375
APR 4.081 3.304 4.005 3.614 3.282 3.417
 
Jumbo 4.000 3.625 ------ ------ 3.125 3.375
APR 4.038 3.637 ------ ------ 3.159 3.392
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 3.990 3.500 3.875 4.125
APR 4.265 3.581 4.026 3.617 3.920 4.177
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.000 3.250 3.500
>$417K 4.250 3.875 ------ ------ 3.375 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.500 3.750
>$417K 4.250 4.250 ------ ------ 3.375 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 2.875 2.875 3.250
APR 3.857 3.119 3.608 2.934 2.900 3.248
 
>$417K 4.125 3.625 ------ ------ 3.125 3.375
APR 4.118 3.631 ------ ------ 3.135 3.370
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 3.990 3.500 3.750 3.990
APR 4.236 3.530 3.971 3.544 3.771 4.015
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.125 3.375 3.625
>$417K 4.375 ------ ------ ------ ------ 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.875 3.250 3.625 3.875
>$417K 4.375 ------ ------ ------ ------ 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 2.875 2.875 3.250
APR 3.861 3.125 3.613 2.944 2.903 3.251
 
>$417K 4.125 3.625 ------ ------ 3.125 3.375
APR 4.120 3.635 ------ ------ 3.138 3.372
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 3.990 3.500 3.750 3.990
APR 4.229 3.537 3.976 3.553 3.775 4.019
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.875 3.250 3.625 3.875
>$417K 4.375 ------ ------ ------ ------ 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 3.990 3.500 ------ 4.250
>$417K 4.375 ------ ------ ------ ------ 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.000 3.625 2.875 2.990 3.250
APR 3.880 3.081 3.652 3.005 3.019 3.278
 
>$417K 4.125 3.625 ------ ------ 3.125 3.375
APR 4.118 3.632 ------ ------ 3.134 3.368
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.990 3.500 3.750 4.125
APR 4.172 3.545 4.015 3.566 3.803 4.170
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.990 3.250 ------ 4.250
>$417K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
>$417K 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.000 3.625 2.875 2.990 3.250
APR 3.861 3.065 3.633 2.943 3.031 3.290
 
>$417K 4.125 3.625 ------ ------ 3.125 3.375
APR 4.121 3.636 ------ ------ 3.138 3.373
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.990 3.500 3.875 4.125
APR 4.181 3.561 4.033 3.588 3.925 4.183

 

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300

 

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