}

奇虎贷款利率-CA, TX, MD, VA,FL- 06月16日 星期五

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SUMMARY：今天（06月16日 星期五)开盘时的房贷利率价格和上个工作日相比略微上涨。目前重新贷款40万左右的利率，30年固定利率稳定在3.875%，15年固定利率稳定在3.125%，5/1 ARM上升在3.250%。购房贷款40万左右，30年固定的利率稳定在3.750%，15年固定利率稳定在2.990%，5/1 ARM上升到3.000%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

 

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.375
>$417K 4.000 3.250 3.875 3.375 3.500 3.500
Jumbo 4.000 3.500 ------ ------ 3.375 3.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.625 3.750
>$417K 4.125 3.750 4.250 ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.750 3.000 3.250
APR 3.785 3.065 3.541 2.890 3.043 3.274
 
>$417K 3.800 3.125 3.750 3.125 3.375 3.375
APR 3.847 3.174 3.772 3.237 3.395 3.403
 
Jumbo 3.875 3.375 ------ ------ 3.125 3.250
APR 3.882 3.389 ------ ------ 3.164 3.281
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.990 3.375 4.125 3.875
APR 4.171 3.579 4.057 3.519 4.165 3.932
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.375
>$417K 4.000 3.625 ------ ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.990 3.250 3.750 3.250 3.500 3.625
>$417K 4.000 3.625 ------ ------ 3.500 3.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.750 3.000 3.125
APR 3.751 2.997 3.502 2.817 3.016 3.148
 
>$417K 3.875 3.375 ------ ------ 3.250 3.250
APR 3.875 3.383 ------ ------ 3.260 3.267
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.990 3.375 4.000 3.875
APR 4.142 3.510 4.002 3.445 4.022 3.893
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.625 3.125 3.375 3.500
>$417K 4.125 3.750 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.250 3.625 3.750
>$417K 4.250 3.875 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.750 3.000 3.125
APR 3.750 3.003 3.493 2.801 3.020 3.152
 
>$417K 3.875 3.375 ------ ------ 3.250 3.250
APR 3.878 3.387 ------ ------ 3.263 3.270
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.990 3.375 4.000 3.875
APR 4.136 3.517 4.008 3.450 4.026 3.897
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.500 3.750
>$417K 4.125 3.750 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.500 ------ 3.990
>$417K 4.250 3.875 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.990 3.500 2.875 3.000 3.250
APR 3.681 3.052 3.546 2.962 3.028 3.272
 
>$417K 3.875 3.375 ------ ------ 3.250 3.250
APR 3.874 3.384 ------ ------ 3.261 3.266
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.375 4.000 3.875
APR 4.140 3.545 3.954 3.467 4.035 3.925
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.375 ------ 4.125
>$417K 4.250 4.000 ------ ------ 3.750 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.500 ------ 4.500
>$417K 4.375 ------ ------ ------ 3.875 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.875 3.000 3.250
APR 3.764 3.074 3.550 2.978 3.043 3.273
 
>$417K 3.875 3.375 ------ ------ 3.250 3.250
APR 3.878 3.388 ------ ------ 3.263 3.270
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.990 3.375 4.125 3.990
APR 4.149 3.561 4.065 3.490 4.163 4.028

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300

 

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