奇虎贷款利率-CA, TX, MD, VA,FL- 08月21日 星期一

SUMMARY：今天（08月21日 星期一)开盘时的房贷利率价格和上个工作日相比持平。目前重新贷款40万左右的利率，30年固定利率稳定在3.75%，15年固定利率稳定在3.
000%，5/1 ARM降稳定至3.125%。购房贷款40万左右，30年固定的利率稳定在3.625%，15年固定利率稳定在2.875%，5/1 ARM稳定在3.000%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

 

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.000	3.500	2.875	3.125	3.375
>$417K	3.950	3.250	3.750	3.250	3.500	3.500
Jumbo	3.875	3.500	4.250	------	3.375	3.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.750	3.000	3.500	3.750
>$417K	4.000	3.750	4.125	------	3.500	3.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.875	3.375	2.750	3.000	3.125
APR	3.670	2.955	3.451	2.866	3.034	3.179
>$417K	3.750	3.125	3.625	3.000	3.250	3.375
APR	3.787	3.148	3.663	3.112	3.270	3.388
Jumbo	3.750	3.375	4.125	------	3.125	3.125
APR	3.777	3.410	4.151	------	3.154	3.167
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.875	3.375	3.375	3.625
APR	4.057	3.456	3.924	3.466	3.411	3.662
******************************* MARYLAND ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.000	3.500	2.875	3.125	3.375
>$417K	4.000	3.625	4.250	------	3.375	3.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.625	3.000	3.500	3.625
>$417K	4.000	3.750	4.250	------	3.375	3.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.875	3.375	2.750	2.990	3.125
APR	3.642	2.905	3.408	2.793	3.015	3.151
>$417K	3.875	3.375	4.125	------	3.250	3.250
APR	3.849	3.404	4.117	------	3.238	3.250
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.875	3.375	3.375	3.625
APR	4.028	3.405	3.892	3.392	3.384	3.634
******************************* VIRGINIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.125	3.625	3.000	3.375	3.500
>$417K	4.125	3.750	4.375	------	3.500	3.500
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.950	3.250	3.750	3.125	3.625	3.875
>$417K	4.125	3.875	4.375	------	3.625	3.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.875	3.375	2.750	2.990	3.125
APR	3.635	2.911	3.405	2.803	3.018	3.155
>$417K	3.875	3.375	4.125	------	3.250	3.250
APR	3.851	3.408	4.121	------	3.241	3.253
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.875	3.375	3.375	3.625
APR	4.021	3.412	3.889	3.402	3.387	3.637
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.750	3.000	3.500	3.750
>$417K	4.125	3.750	4.375	------	3.500	3.500
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.125	3.500	3.875	3.625	------	4.125
>$417K	4.125	3.875	4.375	------	3.625	3.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.875	3.500	2.750	3.000	3.125
APR	3.640	2.919	3.507	2.815	3.032	3.179
>$417K	3.875	3.375	4.125	------	3.250	3.250
APR	3.850	3.405	4.122	------	3.237	3.249
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.875	3.250	3.375	3.625
APR	4.026	3.420	3.896	3.395	3.432	3.683
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.875	3.250	------	4.125
>$417K	4.250	4.000	4.750	------	3.750	3.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.125	3.500	4.000	3.500	------	4.500
>$417K	4.250	4.125	4.750	------	3.875	3.750
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.875	3.500	2.750	3.000	3.125
APR	3.649	2.935	3.517	2.837	3.033	3.178
>$417K	3.875	3.375	4.125	------	3.250	3.250
APR	3.852	3.409	4.122	------	3.241	3.253
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.875	3.375	3.375	3.625
APR	4.035	3.436	3.909	3.437	3.432	3.683

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300