【今日房贷利率】2018年2月7日星期三（CA、FL、GA、MD、TX、VA、WA)

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SUMMARY：今天（2月7日星期三)开盘时的房贷利率价格和上个工作日相比基本持平。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.125 3.875 4.000 4.250
>$453K 4.500 4.000 4.500 ------ 4.125 4.375
Jumbo 4.500 4.375 4.750 ------ 4.125 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.250 4.000 4.250 4.500
>$453K 4.875 4.500 4.750 ------ 4.125 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 3.750 3.875
APR 4.262 3.706 4.064 3.743 3.806 3.931
 
>$453K 4.300 3.875 4.300 ------ 4.000 4.250
APR 4.345 3.941 4.362 ------ 4.028 4.279
 
Jumbo 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.294 4.291 4.652 ------ 4.024 4.033
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.375 4.250 4.000 4.250
APR 4.679 4.314 4.455 4.342 4.038 4.288
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 4.000 4.250
>$453K 4.500 4.375 4.750 ------ 4.125 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.250 4.000 4.125 4.375
>$453K 5.000 4.375 4.750 ------ 4.125 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 3.750 3.875
APR 4.231 3.655 4.024 3.669 3.777 3.902
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.269 4.247 4.617 ------ 4.000 4.009
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.375 4.250 4.000 4.250
APR 4.647 4.262 4.414 4.267 4.009 4.259
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.375 4.500
>$453K 4.750 4.625 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.375 4.500
>$453K 5.125 4.625 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 3.750 3.875
APR 4.228 3.662 4.029 3.679 3.781 3.906
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.272 4.252 4.621 ------ 4.002 4.011
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.375 4.250 4.000 4.250
APR 4.636 4.269 4.419 4.277 4.013 4.263
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.250 4.000 ------ 5.250
>$453K 5.125 4.625 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 5.000 4.500 ------ ------ 5.250
>$453K 5.125 4.625 4.875 ------ 4.375 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 3.750 3.875
APR 4.172 3.670 4.036 3.691 3.806 3.932
 
>$453K 4.875 4.250 4.625 ------ 4.000 4.250
APR 4.872 4.283 4.622 ------ 4.003 4.253
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.000 4.250
APR 4.641 4.208 4.426 4.245 4.059 4.310
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 ------ ------
>$453K 5.500 4.875 5.250 ------ 4.875 4.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 ------ 4.500 ------ ------ ------
>$453K 5.500 4.875 5.250 ------ 4.875 4.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 3.750 3.875
APR 4.181 3.686 4.048 3.714 3.805 3.930
 
>$453K 4.875 4.250 4.625 ------ 4.000 4.250
APR 4.873 4.283 4.622 ------ 4.003 4.253
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.000 4.250
APR 4.650 4.224 4.439 4.268 4.060 4.311
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.250 4.000 ------ 5.250
>$453K 4.875 4.625 5.000 ------ 4.375 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.375 4.250 ------ 5.250
>$453K 5.250 4.625 5.000 ------ 4.375 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 3.750 3.875
APR 4.196 3.712 4.068 3.751 3.819 3.945
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.278 4.263 4.630 ------ 4.009 4.018
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.000 4.250
APR 4.665 4.251 4.459 4.306 4.074 4.325
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 4.000 4.250
>$453K 4.500 4.375 4.750 ------ 4.125 4.375
Jumbo 4.500 4.375 4.750 ------ 4.125 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.250 4.000 4.125 4.375
>$453K 5.000 4.375 4.750 ------ 4.125 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 3.750 3.875
APR 4.224 3.654 4.033 3.667 3.777 3.902
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.269 4.246 4.617 ------ 3.999 4.008
 
Jumbo 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.264 4.237 4.609 ------ 3.994 4.003
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.375 4.250 4.000 4.250
APR 4.640 4.293 4.413 4.266 4.008 4.258
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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