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»奇虎贷款利率-CA, TX, MD, VA,FL, GA, WA - 3月12日星期二
SUMMARY:今天(03月12日星期二)开盘时的房贷利率价格和上个工作日相比基本持平.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。 |
******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.375 | 3.875 | 4.250 | 3.875 | ------ | ------ | >$453K | 4.500 | 4.000 | ------ | ------ | 4.125 | ------ | Jumbo | 4.875 | 4.500 | ------ | ------ | 4.375 | 4.500 | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.500 | 4.125 | 4.375 | 4.125 | ------ | ------ | >$453K | 4.750 | 4.250 | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.250 | 3.750 | 4.000 | 3.750 | 4.000 | 4.000 | APR | 4.280 | 3.802 | 4.070 | 3.825 | 4.040 | 4.050 | | >$453K | 4.375 | 3.875 | ------ | ------ | 4.000 | ------ | APR | 4.396 | 3.930 | ------ | ------ | 4.031 | ------ | | Jumbo | 4.625 | 3.875 | ------ | ------ | 3.875 | 4.000 | APR | 4.642 | 3.923 | ------ | ------ | 3.912 | 4.027 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.875 | 4.375 | 4.500 | 4.375 | ------ | ------ | APR | 4.884 | 4.428 | 4.571 | 4.451 | ------ | ------ | | ******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 4.250 | 4.250 | >$453K | 4.875 | 4.500 | ------ | ------ | 4.375 | 4.500 | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.500 | 4.125 | 4.375 | 4.125 | ------ | ------ | >$453K | 5.125 | 4.625 | 4.875 | ------ | 4.375 | 4.500 | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.250 | 3.750 | 4.000 | 3.750 | 4.000 | 4.000 | APR | 4.251 | 3.751 | 4.030 | 3.751 | 4.011 | 4.021 | | >$453K | 4.625 | 3.875 | ------ | ------ | 3.875 | 4.000 | APR | 4.617 | 3.879 | ------ | ------ | 3.888 | 4.002 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.875 | 4.375 | 4.500 | 4.375 | ------ | ------ | APR | 4.854 | 4.376 | 4.530 | 4.376 | ------ | ------ | | ******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.375 | 4.000 | 4.250 | 4.000 | ------ | ------ | >$453K | 5.000 | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.500 | 4.125 | 4.375 | 4.125 | ------ | ------ | >$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.250 | 3.750 | 4.000 | 3.750 | 4.000 | 4.000 | APR | 4.244 | 3.758 | 4.035 | 3.761 | 4.015 | 4.025 | | >$453K | 4.625 | 3.875 | ------ | ------ | 3.875 | 4.000 | APR | 4.619 | 3.884 | ------ | ------ | 3.890 | 4.005 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.750 | 4.375 | 4.500 | 4.375 | ------ | ------ | APR | 4.776 | 4.383 | 4.536 | 4.386 | ------ | ------ | | ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.500 | 4.125 | 4.375 | 4.125 | ------ | ------ | >$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 5.500 | 5.125 | 5.625 | ------ | ------ | ------ | >$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.250 | 3.625 | 4.000 | 3.625 | 4.000 | 4.000 | APR | 4.249 | 3.696 | 4.042 | 3.728 | 4.040 | 4.051 | | >$453K | 5.000 | 4.500 | 4.750 | ------ | 4.250 | 4.375 | APR | 4.997 | 4.533 | 4.747 | ------ | 4.253 | 4.378 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.750 | 4.250 | 4.500 | 4.250 | ------ | ------ | APR | 4.781 | 4.322 | 4.542 | 4.354 | ------ | ------ | | ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.750 | 4.250 | 4.500 | 4.250 | ------ | ------ | >$453K | 5.625 | 5.125 | 5.375 | ------ | 5.125 | 5.000 | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.875 | 4.500 | 4.750 | 4.500 | ------ | ------ | >$453K | 5.625 | 5.125 | 5.375 | ------ | 5.125 | 5.000 | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.250 | 3.625 | 4.000 | 3.625 | 4.000 | 4.000 | APR | 4.258 | 3.712 | 4.054 | 3.751 | 4.039 | 4.049 | | >$453K | 5.000 | 4.500 | 4.750 | ------ | 4.250 | 4.375 | APR | 4.998 | 4.534 | 4.747 | ------ | 4.253 | 4.378 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.750 | 4.250 | 4.500 | 4.250 | ------ | ------ | APR | 4.791 | 4.338 | 4.555 | 4.377 | ------ | ------ | | ******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.500 | 4.125 | 4.375 | 4.125 | ------ | ------ | >$453K | 5.125 | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.750 | 4.250 | 4.500 | 4.250 | ------ | ------ | >$453K | 5.375 | 4.875 | 5.125 | ------ | 4.625 | 4.625 | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.250 | 3.625 | 4.000 | 3.625 | 4.000 | 4.000 | APR | 4.273 | 3.738 | 4.074 | 3.788 | 4.053 | 4.064 | | >$453K | 4.625 | 3.875 | ------ | ------ | 3.875 | 4.000 | APR | 4.626 | 3.895 | ------ | ------ | 3.897 | 4.011 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.750 | 4.250 | 4.500 | 4.250 | ------ | ------ | APR | 4.806 | 4.365 | 4.576 | 4.415 | ------ | ------ | | ******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 4.250 | 4.250 | >$453K | 4.875 | 4.500 | ------ | ------ | 4.375 | 4.500 | Jumbo | 4.875 | 4.375 | ------ | ------ | 4.250 | 4.375 | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.500 | 4.125 | 4.375 | 4.125 | ------ | ------ | >$453K | 5.125 | 4.625 | 4.875 | ------ | 4.375 | 4.500 | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.250 | 3.750 | 4.000 | 3.750 | 4.000 | 4.000 | APR | 4.250 | 3.750 | 4.029 | 3.750 | 4.010 | 4.021 | | >$453K | 4.625 | 3.875 | ------ | ------ | 3.875 | 4.000 | APR | 4.616 | 3.879 | ------ | ------ | 3.887 | 4.002 | | Jumbo | 4.625 | 3.875 | ------ | ------ | 3.875 | 4.000 | APR | 4.611 | 3.870 | ------ | ------ | 3.882 | 3.997 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$453K | 4.875 | 4.375 | 4.500 | 4.375 | ------ | ------ | APR | 4.853 | 4.375 | 4.529 | 4.375 | ------ | ------ | |
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。 奇虎贷款NMLS ID: 1169300 |