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»【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 10月8日星期四
SUMMARY：今天（10月8日星期四）的房贷利率价格和昨天相比暂时持平。目前加州重新贷款51万的利率，30年固定的零费用重贷利率目前仍为2.75%，15年固定的利率仍为2.5%；购房贷款50万左右，30年固定的利率为2.75%，15年为2.375%。
如果你想锁定一个理想的利率，你首先应尽快选定一家贷款公司开始递交房贷申请，着手准备材料，然后就耐心等待，等到利率满意的时候再下手锁定利率。现在重新贷款的人很多，各家贷款公司都在满负荷运转；同时现在利率变好通常维持的时间很短，如果你等到利率变好的当天再下手开始申请，很有可能会贻误时机。
奇虎贷款利率查询电话：949-829-3863或888-800-4151。电邮：apply@tigerloans.com。官网网址：www.tigerloans.com
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.500 |
2.750 |
2.375 |
------ |
------ |
| $650K |
3.000 |
2.625 |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.500 |
2.875 |
2.500 |
------ |
------ |
| $650K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| APR |
2.756 |
2.350 |
2.674 |
2.313 |
------ |
------ |
| |
| $650K |
2.875 |
2.500 |
------ |
------ |
------ |
------ |
| APR |
2.906 |
2.557 |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.625 |
3.250 |
3.375 |
3.125 |
------ |
------ |
| APR |
3.672 |
3.333 |
3.440 |
3.246 |
------ |
------ |
| |
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.500 |
2.750 |
2.375 |
------ |
------ |
| $650K |
2.875 |
2.750 |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.625 |
2.875 |
2.500 |
------ |
------ |
| $650K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| APR |
2.731 |
2.305 |
2.639 |
2.247 |
------ |
------ |
| |
| $650K |
4.500 |
4.000 |
------ |
------ |
4.250 |
4.500 |
| APR |
4.498 |
4.007 |
------ |
------ |
4.267 |
4.505 |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.625 |
3.250 |
3.375 |
3.125 |
------ |
------ |
| APR |
3.645 |
3.286 |
3.403 |
3.178 |
------ |
------ |
| |
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.500 |
2.875 |
2.375 |
------ |
------ |
| $650K |
3.000 |
2.750 |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.000 |
2.625 |
3.000 |
2.625 |
------ |
------ |
| $650K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| APR |
2.647 |
2.310 |
2.643 |
2.254 |
------ |
------ |
| |
| $650K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.500 |
3.250 |
3.375 |
3.125 |
------ |
------ |
| APR |
3.523 |
3.292 |
3.407 |
3.185 |
------ |
------ |
| |
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.875 |
2.625 |
2.875 |
2.500 |
------ |
------ |
| $600K |
5.000 |
4.375 |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
Inquire |
Inquire |
Inquire |
Inquire |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.625 |
2.375 |
2.500 |
2.375 |
------ |
------ |
| APR |
2.641 |
2.299 |
2.550 |
2.237 |
------ |
------ |
| |
| $600K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.250 |
3.000 |
3.125 |
2.875 |
------ |
------ |
| APR |
3.286 |
3.066 |
3.176 |
2.971 |
------ |
------ |
| |
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.500 |
2.750 |
2.375 |
------ |
------ |
| $650K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.500 |
2.875 |
2.375 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| APR |
2.739 |
2.394 |
2.631 |
2.331 |
------ |
------ |
| |
| $650K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.500 |
3.250 |
3.375 |
3.125 |
------ |
------ |
| APR |
3.514 |
3.276 |
3.395 |
3.162 |
------ |
------ |
| |
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.000 |
2.750 |
3.000 |
2.625 |
------ |
------ |
| $600K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.625 |
3.375 |
3.500 |
3.250 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.625 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| APR |
2.650 |
2.314 |
2.646 |
2.261 |
------ |
------ |
| |
| $600K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.375 |
3.125 |
3.250 |
3.000 |
------ |
------ |
| APR |
3.411 |
3.189 |
3.300 |
3.093 |
------ |
------ |
| |
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.875 |
2.625 |
2.875 |
2.500 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.125 |
2.875 |
3.000 |
2.750 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.625 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| APR |
2.659 |
2.331 |
2.659 |
2.285 |
------ |
------ |
| |
| $600K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.375 |
3.125 |
3.250 |
3.000 |
------ |
------ |
| APR |
3.420 |
3.206 |
3.313 |
3.118 |
------ |
------ |
| |
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.500 |
2.750 |
2.375 |
------ |
------ |
| $650K |
2.875 |
2.750 |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.000 |
2.625 |
2.875 |
2.500 |
------ |
------ |
| $650K |
Inquire |
Inquire |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| APR |
2.781 |
2.394 |
2.638 |
2.246 |
------ |
------ |
| |
| $650K |
2.875 |
2.625 |
------ |
------ |
------ |
------ |
| APR |
2.928 |
2.726 |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.125 |
3.000 |
3.125 |
3.000 |
------ |
------ |
| APR |
3.245 |
3.186 |
3.103 |
3.077 |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。
奇虎贷款NMLS ID: 1169300 |
