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»【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 2022年8月19日星期五
SUMMARY：今天（2022年8月19日星期五）美房贷二级市场的利率价格和昨天相比变差。目前加州30年固定的零费用重贷利率涨至5.5%，15年固定涨至4.875%；购房贷款50万左右，30年固定的利率涨至5.25% with 0 point, plus closing cost (APR 5.301%)，15年固定仍为4.625% with 0 point, plus closing cost (APR 4.712)。
奇虎贷款利率查询电话：949-829-3863或888-800-4151。电邮：apply@tigerloans.com。官网网址：www.tigerloans.com/apply-now。
注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.500 |
4.875 |
5.250 |
4.875 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.750 |
5.125 |
5.500 |
5.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.250 |
4.625 |
5.125 |
4.625 |
------ |
------ |
| APR |
5.301 |
4.712 |
5.179 |
4.722 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.500 |
4.875 |
5.250 |
4.875 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.750 |
5.125 |
5.500 |
5.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.250 |
4.625 |
5.125 |
4.625 |
------ |
------ |
| APR |
5.273 |
4.663 |
5.140 |
4.652 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.625 |
5.125 |
5.375 |
5.000 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
6.000 |
5.250 |
5.750 |
5.250 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.250 |
4.625 |
5.125 |
4.625 |
------ |
------ |
| APR |
5.264 |
4.668 |
5.144 |
4.660 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
5.625 |
5.125 |
5.375 |
5.000 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
5.125 |
4.625 |
5.000 |
4.500 |
------ |
------ |
| APR |
5.166 |
4.656 |
5.040 |
4.598 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.375 |
4.750 |
5.250 |
4.750 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.625 |
5.125 |
5.375 |
5.000 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.250 |
4.625 |
5.125 |
4.625 |
------ |
------ |
| APR |
5.255 |
4.652 |
5.131 |
4.636 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
6.125 |
5.375 |
5.750 |
5.250 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
5.250 |
4.625 |
5.000 |
4.625 |
------ |
------ |
| APR |
5.267 |
4.673 |
5.053 |
4.667 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
5.750 |
5.125 |
5.500 |
5.125 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
6.250 |
5.500 |
5.875 |
5.375 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
5.250 |
4.625 |
5.000 |
4.625 |
------ |
------ |
| APR |
5.278 |
4.691 |
5.067 |
4.692 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.500 |
4.875 |
5.250 |
4.875 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.750 |
5.125 |
5.500 |
5.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
5.250 |
4.625 |
5.125 |
4.625 |
------ |
------ |
| APR |
5.272 |
4.662 |
5.140 |
4.651 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。
奇虎贷款NMLS ID: 1169300 |
