2010-04-15

Lender	30 Years		15years		(HB)30years		3/1ARM		5/1ARM		7/1ARM		(HB)5/1ARM		Jumbo 3/1ARM
	5.125%	5.125%	4.375%	4.375%	5.250%	5.250%	4.000%	4.000%	3.875%	3.875%	4.125%	4.125%	4.000%	4.000%	4.375%	4.375%
	15-Apr	14-Apr	15-Apr	14-Apr	15-Apr	14-Apr	15-Apr	14-Apr	15-Apr	14-Apr	15-Apr	14-Apr	15-Apr	14-Apr	15-Apr	14-Apr
Amtrust	1.155	1.180	1.087	1.088	0.919	1.011	0.244	0.200	1.355	1.289	0.932	0.916	0.275	0.206
Bay Equity	0.907	1.176	0.521	0.729	0.674	0.884			0.231	0.154
BOA	0.875	1.125	0.625	0.750	0.750	1.125			1.375	1.250	0.875	1.000	0.250	0.250
CMG	1.035	1.340	0.913	0.960	0.829	1.111	0.110	0.348	0.556	0.931	0.428	0.803
CSLending		1.500		0.625		0.750				0.625		0.125
EverBank	0.969	1.325	0.677	0.907	1.099	1.362			1.066	1.074	0.609	0.617
First Cal	1.103	1.201	0.850	0.891	0.872	0.946	1.505	1.520	1.154	1.247	0.835	0.983	0.233	0.140	0.012	0.119
Home Savings	0.934	0.948	0.789	0.769	0.428	0.486	0.030	0.005	0.808	0.731	0.100	0.008
Icon	1.000	1.000	0.750	0.875	1.125	1.250			0.375	0.500	0.125
JMAC	1.000	1.250	0.875	1.000	1.125	1.250	0.375	0.500	1.125	1.250	0.500	0.750	0.625	0.625
MetLife	0.875	1.000	0.250	0.500	0.500	0.625	0.750	0.750	1.125	1.125	0.750	0.875	0.750	0.750
PacificBay	1.375	1.500	0.875	1.000	0.500	0.750	1.250	1.250	0.875	1.000	0.625	0.750	0.125	0.125
Pinnacle	1.260	1.330	1.060	1.100	1.050	1.150			1.440	1.360	0.640	0.710	1.130	1.040
PMC	0.750	0.875	0.500	0.625	0.500	0.500
PRMG	0.875	1.125	0.875	1.125	0.625	0.750	1.375	1.375	1.375	1.375	0.750	0.875	0.125	0.250
Provident	1.375	1.250	1.125	1.000	1.125	0.750	0.125		0.875	0.625	0.125	0.125
Sierra Pacific	1.256	1.413	1.080	1.096	1.506	1.563	0.825	0.775	1.275	1.225	0.915	1.025	0.325	0.325
Stearns	1.000	1.375	0.750	1.125	0.875	1.125	1.375	1.500	1.250	1.375	0.875	1.000	0.500	0.625
U.S Bank	1.083	1.377	0.633	0.800	0.395	0.686	1.546	1.557	1.259	1.298	0.475	0.586			1.100	1.100
Wells Fargo	0.893	1.103	0.425	0.593	0.690	0.823			0.789	0.831	1.232	0.788	0.082	0.120