1月3日（星期一）CA、MD、VA贷款利率

短评：新年好！今天开盘的利率和去年收盘时的相比没有太大的变化。ARM利率进一步下降！
****************** CALIFORNIA ******************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.125	4.000	4.250
	4.875	4.375			4.250
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.125	4.250
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.000	4.625	3.875	3.000	3.375
APR:	4.860	4.188	4.775	4.146	3.100	3.477
	4.875	4.250			3.625
APR:	4.966	4.405			3.710
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.375	4.875	4.250
APR:	4.986	4.565	5.027	4.523
****************** MARYLAND ******************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.125	3.875	4.125
	4.875	4.375			4.250
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.125
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.000	4.500	3.875	3.000	3.375
APR:	4.860	4.188	4.649	4.146	3.100	3.477
	4.875	4.250			3.625
APR:	4.966	4.405			3.710
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.375	4.875	4.250
APR:	4.986	4.565	5.027	4.523
****************** VIRGINIA ******************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.125	4.000	4.250
	4.875	4.375			4.250
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.125
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.625	4.000	4.500	3.875	3.000	3.375
APR:	4.735	4.188	4.649	4.146	3.100	3.477
	4.750	4.250			3.625
APR:	4.840	4.405			3.710
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.375	4.750	4.250
APR:	4.986	4.565	4.901	4.523
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      -     -     -     -     - 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：我们的每日贷款利率发布现在已经包括投资房的购房贷款利率了！欢迎查看！ 以上凡是没有表明利率的loan program，意味着我们没法提供No Point的贷款。如果您想要知道该program的利率，请和我们联系查询。我们的联系方式可通过点击我们的User ID来得到。
**************************************************** 我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新利率，请电949-829-3863或发email至[e-mail]。