1月5日（星期三）CA、MD、VA贷款利率

短评：银行今天已经第二次上调利率价格。ARM贷款的利率继续上扬！
*********************** CALIFORNIA ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.375	4.875	4.250
		4.750
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.000	4.375	4.875	4.250
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.000	3.625	3.875
APR:	4.860	4.314	4.901	4.271	3.728	3.980
	4.875	4.375			4.250
APR:	4.966	4.531			4.338
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
		4.750	4.875	4.375
APR:		4.942	5.027	4.648
*********************** MARYLAND ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.250
	5.250	4.625
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.000	4.375	4.875	4.250
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.750	4.000	3.625	3.875
APR:	4.860	4.314	4.901	4.271	3.728	3.980
	4.875	4.375			4.250
APR:	4.966	4.531			4.338
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.250	4.625	4.875	4.375
APR:	5.364	4.816	5.027	4.648
*********************** VIRGINIA ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.250	4.750	4.250
	5.125	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.875	4.375	4.875	4.250
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	4.750	4.125	4.625	4.000	3.625	3.875
APR:	4.860	4.314	4.775	4.271	3.728	3.980
	4.875	4.375			4.250
APR:	4.966	4.531			4.338
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	5.125	4.500	4.875	4.375
APR:	5.238	4.691	5.027	4.648
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      -     -     -     -     - 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：以上凡是没有表明利率的loan program，意味着我们没法提供No Point的贷款。如果您想要知道该program的利率，请和我们联系查询。我们的联系方式可通过点击我们的User ID来得到。
**************************************************** 我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新利率，请电949-829-3863或发email至[e-mail]。