It is not easy to find cheap car insurance for young drivers than adult drivers. Due to lacking of enough driving experience, young drivers are usually be considered to have higher risk. There are still car insurance companies in the market to provide cheap affordable car insurance to young drivers. The important thing is how to find them out. There is no easy answer to tell you directly which car insurance company offer good insurance to young drivers, each young driver is unique in term of all different factors, such as age, education, and living area will all affect the insurance quotes. Young driver usually can get quotes from different car insurance providers to find out which car insurance company can provide best quotes for young drivers.
Each young driver may get very different insurance rate by the same car insurance company. The following factors can have impact on the insurance price: gender, driver history, location, type of car driving, coverage. It is common the car insurance providers quote a young driver a good cheap car insurance price but another one much higher rate. This can be due to many factors. May be 2 young drivers have totally different type of car. One important factor is 3 years driving experience for young driver to qualify a discount for good driver.
If the young driver gets the driver license for less than 3 years, then he cannot get 20 percent saving for good driver. But there are some companies will give the discount for young driver over age of 19, they are using age 16 as the start of driving experience.
To get cheap insurance quote, young driver should have none interrupted insurance covered in the last 30 days. It is better to have short commute distance to school or to work. If young driver’s car value is not that high, consider to waive collision coverage which can help to lower the quote price.
