奇虎贷款利率-CA, TX, MD, VA,FL- 09月08日 星期五

SUMMARY：今天（09月08日 星期五)开盘时的房贷利率价格和上个工作日相比略微下降。目前重新贷款40万左右的利率，30年固定利率下降至3.625%，15年固定利率稳定在3.000%，5/1 ARM降稳定在3.125%。购房贷款40万左右，30年固定的利率稳定在3.625%，15年固定利率稳定在2.875%，5/1 ARM稳定在2.875%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

 

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	3.000	3.500	2.875	3.125	3.375
>$417K	3.875	3.125	3.875	------	3.500	3.625
Jumbo	3.875	3.625	4.125	------	3.500	3.625
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.125	3.625	3.000	3.625	3.625
>$417K	4.300	3.750	4.125	------	3.500	3.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.875	3.375	2.750	2.875	3.125
APR	3.629	2.919	3.426	2.813	2.918	3.159
>$417K	3.750	3.000	3.750	------	3.125	3.375
APR	3.765	3.079	3.771	------	3.173	3.393
Jumbo	3.625	3.500	4.000	------	3.375	3.500
APR	3.668	3.486	4.026	------	3.398	3.523
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.750	3.375	3.375	3.500
APR	4.036	3.437	3.799	3.439	3.411	3.537
******************************* MARYLAND ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	3.000	3.500	2.875	3.125	3.375
>$417K	3.875	3.625	4.125	------	3.500	3.625
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.125	3.625	3.000	3.500	3.625
>$417K	4.375	3.750	4.125	------	3.500	3.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.875	3.375	2.750	2.875	3.125
APR	3.601	2.869	3.384	2.741	2.891	3.131
>$417K	3.625	3.500	4.000	------	3.375	3.500
APR	3.644	3.443	3.993	------	3.375	3.500
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.750	3.375	3.375	3.500
APR	4.007	3.387	3.759	3.366	3.384	3.509
******************************* VIRGINIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.000	3.500	3.000	3.250	3.500
>$417K	4.000	3.750	4.250	------	3.625	3.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.625	3.125	3.750	3.750
>$417K	4.375	4.000	4.250	------	3.625	3.750
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.500	2.875	3.375	2.750	2.875	3.125
APR	3.530	2.875	3.381	2.751	2.895	3.135
>$417K	3.625	3.500	4.000	------	3.375	3.500
APR	3.646	3.447	3.996	------	3.377	3.502
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	3.750	3.375	3.375	3.500
APR	4.000	3.394	3.765	3.376	3.387	3.512
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.125	3.625	3.000	3.750	3.750
>$417K	4.375	4.000	4.250	------	3.625	3.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.500	3.875	3.500	4.125	3.990
>$417K	4.500	4.000	4.250	------	3.750	3.750
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.500	2.750	3.375	2.750	2.875	3.125
APR	3.535	2.830	3.418	2.763	2.919	3.159
>$417K	4.000	3.625	4.000	------	3.375	3.500
APR	4.006	3.657	3.997	------	3.378	3.503
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.750	3.125	3.375	3.500
APR	3.921	3.350	3.771	3.243	3.432	3.557
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.750	3.125	4.125	3.990
>$417K	4.875	4.250	4.625	------	4.250	4.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.500	3.875	3.375	------	4.375
>$417K	4.875	4.250	4.625	------	4.250	4.125
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.500	2.750	3.375	2.750	2.875	3.125
APR	3.544	2.846	3.432	2.785	2.917	3.158
>$417K	4.000	3.625	4.000	------	3.375	3.500
APR	4.005	3.658	3.997	------	3.378	3.503
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.375	3.750	3.125	3.375	3.500
APR	3.930	3.418	3.783	3.266	3.432	3.558

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300