【今日房贷利率】2017年10月12日星期四（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（10月11日星期四)开盘时的房贷利率价格和上个工作日相比略有下降.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.125 3.125 3.375
>$424K 4.000 3.375 3.875 3.375 3.625 3.625
Jumbo 4.000 3.625 ------ ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.750 3.875
>$424K 4.125 3.875 4.250 ------ 3.750 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.125
APR 3.775 3.080 3.631 3.064 3.034 3.179
 
>$424K 3.990 3.250 3.750 3.250 3.375 3.500
APR 4.034 3.271 3.745 3.238 3.421 3.525
 
Jumbo 3.750 3.500 ------ ------ 3.375 3.375
APR 3.793 3.542 ------ ------ 3.400 3.411
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.375 4.375
APR 4.161 3.581 3.953 3.617 4.422 4.431
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.125 3.125 3.375
>$424K 4.000 3.750 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.990 3.250 3.750 3.250 3.750 3.875
>$424K 4.125 3.875 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.125
APR 3.746 3.030 3.592 2.991 3.006 3.151
 
>$424K 3.750 3.500 ------ ------ 3.375 3.375
APR 3.769 3.515 ------ ------ 3.382 3.387
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.250 4.375
APR 4.132 3.530 3.913 3.544 4.280 4.396
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.375 3.625
>$424K 4.125 3.875 ------ ------ ------ 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 4.000 4.000
>$424K 4.250 4.125 ------ ------ ------ 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.125
APR 3.740 3.036 3.597 3.001 3.010 3.155
 
>$424K 3.750 3.500 ------ ------ 3.375 3.375
APR 3.771 3.520 ------ ------ 3.385 3.390
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.250 4.375
APR 4.125 3.537 3.918 3.553 4.284 4.400
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.750 3.875
>$424K 4.125 4.000 ------ ------ ------ 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
>$424K 4.250 4.125 ------ ------ ------ 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 2.875 3.000 3.125
APR 3.681 3.045 3.563 2.992 3.034 3.179
 
>$424K 3.875 3.625 ------ ------ 3.375 3.375
APR 3.879 3.608 ------ ------ 3.381 3.386
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 4.250 4.375
APR 4.057 3.545 3.925 3.566 4.295 4.411
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 ------ ------
>$424K 4.250 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 ------ ------
>$424K 4.375 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.500 2.875 3.000 3.125
APR 3.753 3.060 3.576 3.015 3.033 3.178
 
>$424K 3.875 3.625 ------ ------ 3.375 3.375
APR 3.882 3.612 ------ ------ 3.385 3.391
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.375 4.375
APR 4.139 3.561 3.937 3.588 4.423 4.431
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 4.000 4.000
>$424K 4.125 3.875 ------ ------ ------ 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.375 4.375
>$424K 4.250 4.125 ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.500 2.875 3.000 3.125
APR 3.768 3.085 3.596 3.052 3.047 3.192
 
>$424K 3.750 3.500 ------ ------ 3.375 3.375
APR 3.778 3.531 ------ ------ 3.391 3.396
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.250 4.375
APR 4.154 3.587 3.958 3.626 4.325 4.441
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.125 3.125 3.375
>$424K 4.000 3.750 ------ ------ 3.500 3.625
Jumbo 4.000 3.625 ------ ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.990 3.250 3.750 3.250 3.750 3.875
>$424K 4.125 3.875 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.125
APR 3.746 3.029 3.591 2.990 3.006 3.151
 
>$424K 3.750 3.500 ------ ------ 3.375 3.375
APR 3.768 3.515 ------ ------ 3.382 3.387
 
Jumbo 3.750 3.500 ------ ------ 3.250 3.375
APR 3.763 3.490 ------ ------ 3.259 3.362
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.250 4.250
APR 4.131 3.529 3.912 3.542 4.276 4.278

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300

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