【今日房贷利率】2017年10月13日星期五（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（10月13日星期五)开盘时的房贷利率价格和上个工作日相比略有下降.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.125 3.125 3.375
>$424K 4.000 3.250 4.375 ------ 3.750 3.875
Jumbo 3.875 3.625 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.875 4.000
>$424K 4.500 4.125 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.500 2.875 2.875 3.125
APR 3.754 3.062 3.563 3.017 2.928 3.169
 
>$424K 3.875 3.250 4.250 ------ 3.250 3.750
APR 3.922 3.260 4.282 ------ 3.295 3.778
 
Jumbo 3.750 3.500 4.250 ------ 3.625 3.750
APR 3.773 3.540 4.276 ------ 3.648 3.774
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.625 3.750
APR 4.150 3.581 3.939 3.617 3.662 3.787
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.125 3.125 3.375
>$424K 4.000 3.750 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.750 3.750
>$424K 4.625 4.000 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.500 2.875 2.875 3.125
APR 3.726 3.012 3.520 2.944 2.901 3.141
 
>$424K 3.750 3.500 4.250 ------ 3.625 3.750
APR 3.748 3.497 4.242 ------ 3.625 3.750
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.625 3.750
APR 4.121 3.530 3.899 3.544 3.634 3.759
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.250 3.500
>$424K 4.125 3.750 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.375 3.750 3.375 4.000 4.000
>$424K 4.750 4.250 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 2.875 2.875 3.125
APR 3.656 3.018 3.517 2.954 2.904 3.145
 
>$424K 3.750 3.500 4.250 ------ 3.625 3.750
APR 3.751 3.502 4.246 ------ 3.627 3.752
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 3.625 3.750
APR 4.031 3.537 3.904 3.553 3.637 3.763
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 4.125 4.000
>$424K 4.750 4.250 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.875 4.125 3.875 ------ 4.750
>$424K 4.750 4.250 4.500 ------ 4.000 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 2.875 3.125
APR 3.660 2.973 3.535 2.966 2.928 3.169
 
>$424K 4.500 3.875 4.250 ------ 3.625 3.750
APR 4.497 3.907 4.247 ------ 3.628 3.753
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.625 3.750
APR 4.036 3.475 3.911 3.520 3.683 3.808
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ ------
>$424K 5.125 4.500 4.875 ------ 4.500 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 ------ ------
>$424K 5.125 4.500 4.875 ------ 4.500 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 2.875 2.875 3.125
APR 3.669 3.042 3.547 2.989 2.927 3.168
 
>$424K 4.500 3.875 4.250 ------ 3.625 3.750
APR 4.498 3.908 4.247 ------ 3.628 3.753
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 3.625 3.750
APR 4.045 3.561 3.923 3.588 3.683 3.809
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 4.125 4.000
>$424K 4.125 3.875 4.625 ------ 4.000 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 ------ 4.750
>$424K 4.875 4.250 4.625 ------ 4.000 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.000 3.500 2.875 2.875 3.125
APR 3.683 3.067 3.593 3.025 2.941 3.182
 
>$424K 3.750 3.500 4.250 ------ 3.625 3.750
APR 3.757 3.513 4.255 ------ 3.634 3.759
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 3.625 3.750
APR 4.060 3.587 3.943 3.626 3.698 3.823
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.125 3.125 3.375
>$424K 4.000 3.750 4.375 ------ 3.750 3.875
Jumbo 3.875 3.625 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.750 3.875
>$424K 4.625 4.000 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.500 2.875 2.875 3.125
APR 3.723 3.011 3.511 2.943 2.900 3.141
 
>$424K 3.750 3.500 4.250 ------ 3.625 3.750
APR 3.748 3.496 4.242 ------ 3.624 3.749
 
Jumbo 3.750 3.500 4.250 ------ 3.625 3.750
APR 3.743 3.488 4.234 ------ 3.619 3.744
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.625 3.750
APR 4.140 3.529 3.898 3.542 3.633 3.758

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300

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